Safaricom’s M-PESA has rolled out M-PESA 1Tap merchant NFC payments across the country after four months pilot in Nakuru town.
The NFC payments service M-PESA 1Tap is now available to all Lipa Na M-PESA merchants and customers in Nairobi, Mombasa, Kisumu, Eldoret and Nyeri. M-PESA 1Tap will be progressively rolled out to leading supermarkets, petrol stations, and restaurants.
“As a trusted, easy and convenient cashless payment solution for more than 70,000 businesses in Kenya, Lipa Na M-PESA is ready to advance to become a more seamless solution. M-PESA 1Tap builds on a strong foundation built on 10 years of learning and feedback from both our customers and merchants. We hope it will transform the world of cashless payments,” said Bob Collymore, CEO, Safaricom.
Shell, Naivas, Choppies, KenolKobil, KFC, Oil Libya, Total and QuickMart are among the first merchants using the NFC based reader integrated to their Lipa Na M-PESA tills.
Customers will initially have the option of obtaining an M-PESA 1Tap wristband, phone sticker or card which will allow payment integrations with M-PESA 1Tap merchant terminals. More convenient M-PESA 1Tap solutions are set to be rolled out in future. The tags are available from Safaricom shops and dealers from Ksh. 20.
To make a payment, a merchant will key in the payment amount into their device, tap the customer tag, and the customer will then key in their PIN on their phone to validate the payment. This cuts down the steps involved from more than eight steps using the M-PESA tool on SIM cards to just one step for the customer.
M-PESA 1Tap was launched in May 2017 in Nakuru County, with more than 90,000 customers and 2,000 merchants taking up the service. Mobile cashless payments have increasingly grown popular in Kenya, with Central Bank of Kenya statistics showing that they accounted for 72.8 percent of cashless payments by value and 88 percent by number of cashless transactions in July 2017.