">
TechMoran
  • About Us
  • Deals
  • Jobs
  • Motoring
    • Money
  • Pitch Your Startup
  • Submit Your Post
  • Freelance Gigs
  • Travel
  • Men’s Corner
  • Dating
Monday, January 25, 2021
  • Startups
  • Reviews
  • Insider
    • Obituaries
  • Business
  • Women
  • Blockchain
  • Columnists
  • Hacks & Facts
    • How To
  • Editions
    • US Edition
    • India Edition
    • MENA Edition
    • Asia Edition
    • Europe Edition
    • International Edition
No Result
View All Result
TechMoran
">
Home Tech

4 Tips to Get More with a Credit Card

Milcah Lukhanyu by Milcah Lukhanyu
3 years ago
in Tech
6 min read
0

 

Using your credit card to deal with your daily purchases sounds simple enough, right? Well, what if we tell you can get a lot more than what you are already spending? Yes, credit card offers more value for your money than cash. If you are interested, read on the following pointers.

Balance Alerts Helps to Save Money

Keeping your spending habits in check can be a real challenge. But, there are a few precautionary steps every issuer takes to keep your urges in check. They set balance alerts which texts you when you have reached a spending limit.

Signing up for these services helps you keep track of your spending, and puts a stop to the craziness when you reach 10% to 40% of your set limit. This way you will stop overspending before jeopardizing your finances.

Analysis Tool for Budgets

Online banking over many benefits, one of them is a spending analysis tool for your credit card. This lets you overview how much you spend in different sections (for example, travel, bills, outings, shopping). You can view these every month, and learn about your spending patterns.

Therefore, when you sign up for an online banking platform, make sure you check for these. These tools can offer some real insights whether you are doing justice to your finances or not.

Improving Your Finances

Every month, you get a financial report, and transactions. Don’t worry; you are not the only one getting a review of your financial activity. Yes, some similar reports are being forwarded to three credit bureaus that improve or deteriorate your credit score based on these findings.  

Related posts

Toshiba

Chrome Now Helps You Change Weak Passwords

January 23, 2021
0

Top 5 Skills That Modern Software Developers Need to Have

January 22, 2021
0

What Software Developers Need to Know About Burnout

January 22, 2021
0

Which is Better, Leasing or Purchasing Farm Equipment?

January 22, 2021
0

This is better known as calculating the credit utilization ratio. This info isn’t handed over right after you made your payment. It can be forwarded at any time. If you charge your card highly, this habit will lead to low credit utilization ratio, and a big chunk of your credit score will be evaluated by the amount you owe.

Shop with Rewards

Everyone loves to use their shopping rewards. Well, here is another treat, shopping will reward leads to more rewards. If you shop online, you can use reward malls with every order. This helps you get more value for your money. Don’t assume your lender is in the loss for this. Instead, they stand to profit.

This is not well advertised, but you need to visit the offers.creditcard site, and learn about their rewards.

Moving the Due Date

You don’t want to miss a payment as it can really make you look bad. Remember, 35% of your credit history is evaluated by the fact that you pay bills on time or not. If your billing shows a late payment, it’s bad. But if it shows you miss a payment, this is the worst-case scenario.

So what should you do if you are short on payment? Paying late is better than missing a payment, so you should move the due date, and hope for the best.

 

Readers 1,286

Share

  • Click to share on Telegram (Opens in new window)
  • More
  • Click to share on Tumblr (Opens in new window)
  • Click to print (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • Click to share on Pocket (Opens in new window)

Like this:

Like Loading...

Related

Milcah Lukhanyu

Milcah Lukhanyu

Milcah Lukhanyu covers daily news briefs at TechMoran. She is the person who will probably read your press release and get the story out of it or totally trash it. Send tips to [email protected]

Related Posts

Toshiba
Tech

Chrome Now Helps You Change Weak Passwords

January 23, 2021
0
Tech

Top 5 Skills That Modern Software Developers Need to Have

January 22, 2021
0
Tech

What Software Developers Need to Know About Burnout

January 22, 2021
0
Tech

Which is Better, Leasing or Purchasing Farm Equipment?

January 22, 2021
0
Tech

Three Kenyan teams excel at the Huawei ICT Competition Global Finals

January 22, 2021
0
Health

54gene launches a genome sequencing lab to track infectious and non-communicable diseases prevalent in Nigeria

January 22, 2021
0
Tech

Google’s Project Loon, solar-powered internet balloons discontinued

January 22, 2021
0
kplc
Tech

Kenya Power Rolls Out A Smart Metering Project Across The Country

January 21, 2021
0

https://bit.ly/2VOxuoBhttps://bit.ly/2VOxuoBhttps://bit.ly/2VOxuoB
ADVERTISEMENT

Join our Mailing List

Loading

Recent Posts

Finnfund & Norfund double Starsight’s funding to $20 million for Ghana expansion

January 23, 2021

African tech startup funding passes $700m in 2020 despite COVID-19

January 23, 2021
Toshiba

Chrome Now Helps You Change Weak Passwords

January 23, 2021
Toshiba

Shoppable Ad Formats Are Coming Soon To Youtube

January 23, 2021

Hero MotoCorp Surpasses the Monumental 100M Cumulative Production Milestone

January 23, 2021
">
">

Follow Us

">

There are many sites out there focused on blowing off some steam, from funny entertainment to thrilling experiences like playing online, in some cases online gaming could grant you the chance to win extra money. We came across rocketpot.io while browsing for a good btc casino online and it left us a very good impression with their wide variety of games and crypto offering.

Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.
To find out more, including how to control cookies, see here: Cookie Policy

© 2019 Moran Media Group - All rights reserved TechMoran.

No Result
View All Result
  • Startups
  • Reviews
  • Insider
    • Obituaries
  • Business
  • Women
  • Blockchain
  • Columnists
  • Hacks & Facts
    • How To
  • Editions
    • US Edition
    • India Edition
    • MENA Edition
    • Asia Edition
    • Europe Edition
    • International Edition

© 2019 Moran Media Group - All rights reserved TechMoran.

Login to your account below

Forgotten Password? Sign Up

Fill the forms bellow to register

All fields are required. Log In

Retrieve your password

Please enter your username or email address to reset your password.

Log In
This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.
%d bloggers like this: