For salary earners, before the month ends sometimes, money becomes an issue, as many run broke and unable to meet certain needs till the next paycheck arrives.
But TheAdvancer wants t o change that, and help salary earners get part of their salaries while they await for their next pay.
Launched by Davidson Atere-Roberts in November 2015, the platform is providing a collateral free credit solutions
to Nigerian salary earners, where users can secure assured advances or request project financing.
According to the founder, “Advancer aims to be the trailblazer in the burgeoning salary advance sector in Nigeria, and bring to the market a fast and efficient solution to temporary cash flow problems for salary earners. Our initial main target audience is the white collar workers and the emerging salary earners.”
TheAdvancer charges a flat rate of 7.5% monthly interest irrespective of how much a user borrow, and promises that there are no hidden fees, or charges/penalties for late payments or delayed salaries.
To use the services, users who need salary advance or funds to carry out a project simply create an account or sign in with their LinkedIn accounts, fill up the required details and upload scanned copy of National ID, Employee ID and a proof of salary for the last 3 months. Then, await approval decision.
This is a service that many Nigerians would find useful, as there are millions of salary earners looking for something to fall back on during rainy days.
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