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Official: Tecno Phantom 8 launched with dual camera, 6 GB RAM and new design

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Tecno has been teasing their upcoming device for a while now with the key focus being on the dual rear camera. This successor to the Phantom 6 and 6 Plus decided to skip the 7th title number to go to 8 as a way of denoting the dual cameras (8 looks like two circles, one on top of the other, you know, like two cameras). Let’s dive in and see what the dual cameras and the rest of the package brings this year.

The Tecno Phantom 8 headlining feature is the dual rear camera, and deservedly so, the sensor has a 12MP+ 13MP and tri-flash combination that is capable of a number of amazing things. First, you get 2X Optical Zoom (real zoom), then there is 10X Super Zoom ( digital zoom) and finally we have the trendy portrait mode which Tecno calls Refocus mode, it puts your main subject in sharp focus and the background is out of focus. In case you are curious, the 12MP sensor used here is the Sony IMX 386, the very same one used in the high end Moto Z2 Force launched earlier this year with stunning photographic abilities, so naturally, we have high hopes for the Phantom 8 photos as well.

The front camera, on the other hand, is a whopping 20MP, it even has an dual-LED flash for bright selfies even in low light. A facing softening feature, Smooth Mode, has been baked in to take over beauty mode in other devices found on OPPO devices such as the A71 that we are currently reviewing.

This 5.7 inch device will have a Full HD (1080*1920) resolution and a 16:9 aspect ratio, sorry for those who hopped for a bezelless Galaxy S8 kind of look. The internals we have this year include; a 2.6 GHz Octa Core Helio P25, it comes with a huge 6GB RAM and 64 GB expandable base storage. The Android OS version is Nougat but we hope Oreo will be updated soon. Keeping the lights on is a 3500mAh which will be charged via a USB-C cable, something that is very rare on tecno devices. Fast charging has been retained, it is promised to fill the device from 0-100% in 70 minutes.

The entire package has been enclosed with a new design that Tecno is calling Diamond Fire. It seems like a shiny material on the back that reflects light rays in a beautiful way. My guess, it is a glass back and front with a metallic frame holding the two panels together and a rear mounted fingerprint reader.

4G LTE is supported with Global roaming bands as well and speeds of up to 300mbps. The Phantom 8, just like other Tecno devices is dual SIM too.

The device will be available in three colors Galaxy Blue, Phantom Black and Champagne Gold and will retail for $400 ( KSh 40,000).

See how to activate the new “Male Voice” on Google Assistant

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The era we currently live in and the level we have reached technologically has warranted the need to make things much less complex. Like Apple did with Siri, the Google Assistant is Google’s way of making smartphone usage and human interaction easier. And further following Siri’s footsteps, Google have made some changes to its virtual assistant.

For as long as I can recall, all digital assistants I have come across are accompanied by a default female voice response to all commands and requests (I really don’t know why though. Probably because the task of “assisting” have been stereotyped to be a female thing).

Not quite long ago, Google introduced a new voice option (Male Voice) to its native virtual voice assistant application, the Google Assistant. With this, it is very apparent that Google is trying to bring a whole new level of experience to the digital assistance world and give rivaling assistants a fierce competition as regards ranking.

To access the new Google Assistant’s male voice feature, follow the steps listed below;

  • First off, launch the Google Assistant application on your smartphone, tablets or any other devices
  • Click the menu button (that is the three dots icon at the top left corner of the app)
  • On the menu options, tap on Settings
  • In the settings menu, click on “Select Preferences
  • Next, click on “Select Assistant Voice
  • You will be presented with two options “Voice I” and “Voice II”.
  • According to Google, the Voice I is the code name for the Female Voice, which is default voice. Voice II on the other hand is the Male Voice.
  • Click on “Voice II” to activate the Male Voice.

And that’s it. As simple as it comes. Doing the above correctly on the App will henceforward have Google Assistant reply your commands with a masculine voice.

You can hear the snippet of the Google Assistant’s Male Voice in the video below

Video Source: AndroidPolice

This “laptop lab” technology is helping tackle “forest fire” wheat rust epidemics

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The same device that helped control the Zika and Ebola viruses, could soon be used to tackle devastating wheat rust epidemics that are threatening global food security, thanks in part to a USD$100k research grant awarded by the CGIAR Platform for Big Data in Agriculture.

The “laptop lab” technology will be used by a team of scientists to dramatically expedite wheat rust disease diagnosis and control, as one of the Platform’s Inspire Challenges winners. The team was awarded during the Platform’s recent  inaugural convention.

“A rust epidemic is like a forest fire,” said Dave Hodson, the project lead and senior scientist with the International Maize and Wheat Improvement Center (CIMMYT).  “You’ve got to have early detection and early control. Once the disease starts to spread, and if susceptible cultivars are grown, your options are limited and it can affect millions of hectares of wheat.”

Threat to global food security

Wheat rusts are highly mobile, transboundary fungal diseases that stunt and weaken plant growth, reducing photosynthesis and restricting nutrient transport, which results in limited grain formation. The proposal will focus first on Yellow Rust, which is currently considered the most economically damaging disease to wheat production globally.

Yellow Rust can cause potential crop loss of 60-80 percent, and recent estimates put resulting global losses at 5.47 million tonnes annually, approximating losses of 1 billion USD$ per annum at current world prices.

When a new race of the yellow rust pathogen appeared in Ethiopia in 2010, more than 600,000 hectares were affected. The country suffered a loss of at least 15-20% of national wheat production with losses on some small-holder farms estimated between 60-90%, affecting not only their household food security, but their livelihoods as well.

“Over 3.2 million USD was spent on fungicide in Ethiopia in 2010 and much of that was ineffective. It was sprayed too late, the damage had already been done.” Said research lead Hodson.

Currently, wheat rust pathogen diagnostics can take months and sometimes up to a year to get results. Only a limited number of samples can be analysed by specialised labs using controlled greenhouse seedling tests.

The team of scientists, including Diane Saunders from the John Innes Centre (JIC), UK and Endale Gebre from the Ethiopian Institute of Agricultural Research (EIAR), propose to use a new mobile MinION sequencer (Oxford Nanopore) coupled with current field pathogenomics to give rapid diagnostics on field samples. This will be one of the first applications of this new technology to a major crop disease.

“With sequencing technologies rapidly advancing, this has opened up so many new possibilities regarding diagnostics. It is inspiring to see the success of the MinION in tracking Ebola and Zika virus strains and we hope to transfer this success to the study of plant pathogens too”, said Diane Saunders from the John Innes Centre.

The MinION, which weighs only 100g and is not much bigger than a credit card, is connected to a laptop via a USB cable, effectively creating a “laptop lab” to enable real-time sequencing direct from field collected samples.

This revolutionary new portable sequencing technology, based on unique signals for specific nucleotides as they pass through a nanopore membrane, allows sequences to be generated in hours. These field sequences can then be compared against reference sequences to permit accurate and fast diagnostics of the pathogen races.    

“For the first time we hope to get diagnostics directly from the field within a just few days of sampling, then feed that into the early warning systems we’ve already got running. This has the potential to revolutionise our diagnostics and early warning” said Hodson.

Part of the funding will go towards sending an Ethiopian scientist to train with Diane Saunders at the John Innes Centre. Together they will evaluate samples collected in Ethiopia, validate the use of the new technology, and learn how to analyse the resulting data. All skills and expertise which they would then transfer for application at EIAR in Ethiopia.

“Working with EIAR and CIMMYT we aim to develop a new, rapid diagnostics platform to give farmers regular, reliable data on the strains which are present in their region to empower them to take early action to choose resistant varieties or protect their crops,” said Diane Saunders.

 

Role of Big Data

 

According to Hodson, having access to the huge data sets and analytics developed  by the John Innes Centre is a crucial component: “The whole diagnostics process is data driven”.

Hodson explained that the field pathogenomics,  developed by Diane at the John Innes Centre,  relies on access to huge amounts of genome sequence data, plus sequences of isolates from all around the world representing all the different genetic groups of yellow rust.

“This is a huge data set,” said Hodson. “Having these components, and the bioinformatics platform to analyse and understand this data, is essential to the correct diagnosis of the specific yellow rust strain.”

“Having this kind of big data available and accessible in public open repositories, which is what Diane and co-workers did, really opens the door for this type of diagnostics. This is an example for others, and demonstrates the real value of all of this work. Making these huge datasets publicly available so other people can add value.”

Global application

If successful, Dave and Diane hope to expand application of the new technology to other countries and against other pathogens.

“I was just in Siberia a few weeks ago and there we are seeing wheat stem rust on a large scale,” said Hodson.

“Colleagues in Siberia and Kazakhstan are reporting something like three million hectares of wheat were affected by stem rust in the last couple of years. Something like three million tonnes of wheat were probably lost in those outbreaks.”

With the re-emergence of stem rust as a disease of concern in several regions. Future application of the new MinION technology to help with rapid diagnostics of new stem rust races is something the researchers would like to explore.

They also plan use this against other pathogens such as wheat blast, which recently jumped from South America to Bangladesh and is now threatening the wheat basket of South Asia.

“This disease is a real concern,” said Hodson. “At the moment we have no highly resistant varieties. If you get a conducive environment it’s likely to explode, and chemical control is not really effective. So that’s another target for this technology. If it works, this could be the proof of concept allowing us to scale up and target pathogens of other major food staples.  It could be a real game changer.”

 

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The CGIAR Big Data in Agriculture Convention 2017: An Alliance for a Data Revolution was held at CIAT headquarters in Cali, Colombia from 19-22 of September.


The CGIAR Platform for Big Data in Agriculture is co-led by the International Center for Tropical Agriculture (CIAT) and the International Food Policy Research Institute (IFPRI).

 

Google Play Store will now let you “try” apps before downloading them

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Ever been curious about an app and hoped that you could test drive it before committing your money, data bundles and phone storage ? Well, Google will now let you do exactly that.

A new update to the Google Play store will let you use an app before downloading it. This technology is made possible by Instant Apps. With this technique, an app is divided into small pieces that can be accessed without having to download the whole package. A button labeled “Try it Now” will denote apps with this feature. Initially, the Instant Apps were meant for people who want to use a certain functionality in a particular app without needing the other services bundled in. For instance, you could book a hotel room by tapping into that feature in the Trip Advisor app, once done, the app disappears.

With the Play Store update , you can test apps by streaming chunks of their interface the same way you browse pages on the internet. This could be useful in deciding which premium apps are worth your money or which large games are worth your data bundles.

At the moment, only a few apps can be “tried”, they include Hollar, Skyscanner, BuzzFeed, Onefootball Live, Red Bull TV, dotlooop, ShareThe Meal, and The New York Time Crossword Puzzle. Google already released the technology to the public and it will be a matter of time before more apps are added.

Official: Nokia 7 gets unveiled, has Bothie camera mode, Zeiss lens and OZO audio

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HMD Global has added a new Nokia device into their lineup, the Nokia 7. The device seems to be a smaller version of the flagship Nokia 8 minus the dual camera and high ends internals. It retains some of the features that made the 8 unique such as OZO audio and Carl Zeiss camera lens.

Nokia 7, just as the name suggests, it is in the middle of the Nokia 6 and the 8 in both specifications and price. The device, however, is smaller in size at 5.2 inches with a Full HD resolution (1080p) and a 2.5D glass covering it.

Bothie camera mode

It’s headlining feature is the Bothie camera mode in which both the rear camera and the selfie one snap photos at the same time. The person taking the photo becomes part of the final image. The screen is split into two viewfinders to show you what both cameras are capturing. Video and sound recording has been enhanced by Nokia OZO audio which uses 3 mics to capture sounds in three dimensions (3D).

The rear camera is 16MP f/1.8 while the selfie one is 5MP f/2.0 with 120 degree wide angle field of view. The bright aperture of the back camera will work together with the dual tone dual-LED flash to produce remarkable pictures even at night.

Under the hood, we have a Snapdragon 630 – known for energy efficiency – which translates to great battery life. There will be two RAM options, 4GB and 6GB, both have 64GB expandable internal storage. Android 7 Nougat runs the show, but HMD promises to update it to Oreo soon.

The battery pack is set at 3000mAh with fast charge enabled through a USB-C. Luckily, the 3.5 mm jack is present and so is a rear mounted fingerprint reader. The whole package is in an aluminum build with IP54 rating, meaning that it is splash proof (rain drops) , not water proof.

The device will initially be available in China ( just like the Nokia 6 did) but will be available in other markets soon. It is priced at CNY 2,499 (Around $370, KSh 37,000)

5 Reasons why you need Cyber Risk Insurance

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Did you know that 60% of small businesses fail within 6 months after they have been a victim of cyber-attack? At the same time, 55% of businesses that bring in less than $10 million in annual revenue report that they have been targets of at one data breach. With such shocking statistics, it is a necessity to have a Cyber Risk insurance in place. Data is a business’s most valuable asset but unfortunately it is also the most target one by cyber-attacks, yet standard insurance policies do not cover these risks. AON has a solution for you, but let us first understand why a business requires it. Here are the 5 main reasons why your business needs a Cyber Risk Insurance

  1. Cyber-attacks have the ability to cripple a business just like other physical occurrences; however, standard business interruption insurance does not cover it.
  2. Cybercrime is the fastest growing crime globally; it has the potential of being launched from any corner of the world specifically targeting your business as well as others with the same attributes. Yet again, standard property or crime insurance policies do not cover it.
  3. Customers trust your business with their personal identification information; other third parties do the same as well. If this information is lost or leaked, your business is held liable and big penalties are enforced.
  4. Your company’s reputation is your number one asset, it should be a priority to defend it and insure it. Being a victim of a Cyber-attack can do a lot of damage to the company’s image especially if there is no corrective measure put in place.
  5. It is a big misconception that cyber criminals only target large corporations. The truth is that businesses of all sizes and across all industries are at risk.

AON, a global professional services firm that provides risk solutions among other products, recently launched Cyber Enterprise Solutions, it enables businesses to remain protected against cyber criminals, data loss and the potential damages that may come from a cyber-incident . The solution is classified under property/casualty and Internet of Things insurance policy. The Cyber Enterprise Solutions provides;

  • Cover for property damaged due to a network security breach
  • Products liability to address Internet of Things exposures
  • Business interruption and extra expense coverage caused by systems failure
  • Contingent network business interruption for IT vendors and the supply chain
  • Cyber terrorism coverage
  • Privacy/security liability and the coverage of expense brought by such an event
  • Media liability and technology errors and omissions by endorsement.

Top ways to pay for your home construction

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If you are planning to remodel or otherwise improve the construction of your home, you might be split between being very excited and very scared because you don’t know how you will come up with all the necessary funds. Such a project requires a pretty large capital, and not everyone can muster that kind of money in a short period. Depending on what kind of work you want to do on your house, postponing them would be not only an inconvenience but also a threat to your safety if you needed to repair or strengthen something. So what can be done in such a situation, where you have large expenses and not enough money?

There are in fact multiple ways in which you can obtain a loan and pay for your home remodeling or construction work, even if you have existing debts or bad credit, thanks to unsecured personal loans for bad credit. Let’s see what another kind of loans you can get.

Looking online

While you might look at banks as traditional lenders, you should know that there are a lot more options available out there. For instance, you can resort to online lenders to finance your project. They usually look at different eligibility criteria when deciding whether or not to finance you, and that can be a great advantage for someone with bad credit. If you have a good profession or a high education, you have far better chances of getting such a loan.

Joining a union

Credit unions offer the distinct advantage of “taking care of their own.” Just like in a big family, you are more likely to be helped out even if you don’t necessarily meet all of the requirements that other lenders ask of you. Finding a credit union to join isn’t that difficult, and you can start looking for such organizations tied to your community or place of work.

Inquire about government projects

Often, governments offer aid for different types of projects or operations. Before you look into any other type of financing, it’s best to inquire if your local authorities aren’t offering some financial aid or funding through a project, that would allow you to tap into free financing or highly beneficial loans.

Family loans

It’s a good idea not to mix family and money, but when you and your family are close, it can be very beneficial for you and your home to ask for a loan from people that trust you, and you trust back. Acquiring such a loan might pout some moral pressure on you, but you have the opportunity of getting a bigger loan than a bank might give you, provided the relative in question can afford it.

There are always solutions for those in need of extra funding. It’s just a matter of looking in the right places, and when it comes to important expenses such as those regarding your house, different programs or projects can also provide aid.

Online casinos versus live casinos

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We have been thinking about live casinos for some time and started asking our readers to give us clues on when they think live casinos were invented and where.

However, most of them still confuse live casinos with online casinos and today we want to explain the difference between the two and look at why live casinos are still great today. To use analogies, the major difference is live interaction. Playing a live casino is like holding a conversation with friends or family while online casinos are like monologues, you talking to yourself.

So, anyone playing a live casino is like a football player playing in a game with several others, whether it’s a top league or not but at least not on their own. Online casinos on the other hand are like computer games, you are sitting alone and playing yourself to win against a computer software. Live casinos are therefore more realistic and interactive and fun.

To give a small description, though it is played in a studio, a live casino involves real people and is like being in a conference video call only this time it’s a physical casino streamed live with a real-life live casino dealer, a casino gambling table, cards and a roulette wheel for gambling and other real players who could be sitting in in one room, in one country or region or be spread across the world.

Advantages

Because not everyone can afford going to a physical casino, live casinos have proven to be the best alternatives for both the players and live dealers or owners. Live dealers can set higher bet limits and make more money out of them while for players they are less costly to join in and play than physical ones.

Live Casinos have high-end equipment and hire professional live dealers and technicians giving players the best experience ever than online casinos which are just websites allowing people to play from their computers. On experience, live casinos beat online roulette, online blackjack and online poker because of live interaction.

There is a probability of chat feature allowing live casino players to talk to each other or the live dealer unlike in online casinos where the players play with computer software without other people to talk to or engage. The softwares are only created to win or lose and there is no interaction with other players at all.

Playing live casinos assures a win as the other end has real players with real online accounts and money deposited into their accounts unlike on online casinos most of which are just spam accounts or databases mining people’s contact details for sell.

For live dealers, this is also an assured business model as they are sure the players are real, some of them are long running customers and some are even friends therefore it’s a real business and has a future unlike onine casinos. The players play with real players and the live dealer deals with real players in a live casino.

Live casinos allow players to monitor the game and other players and even the live dealer because they can see everything that’s taking place. Like we said earlier, it’s like an online video conference, so players see each other and see the dealer too and they can literally see everything the dealer is doing in real-time.

These makes live casinos better than online casinos because online casinos are just websites run by computer generated software and might not have people running them all the time.

Live casinos have a level of professionalism because the live dealers are trained and have to pass exams and practical tests to be qualified and certified to run one.  They are also trained to play and deal with several cards, tables, camera, players and equipment among others.

So sign up for an account, load some money into your account and get some real players to beat this weekend instead of being beaten by computer software all the time. You can also be a VIP player and play with some other VIP players in your region or around the world as if you were with them in a physical casino playing the roulette.

 

StoryLab Academy to support newsrooms in 12 African cities

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Rewiring newsrooms for the digital age isn’t easy because they are complex, fragile machines that struggle daily with the balance between churning out large quantities of content while striving to create journalistic perfection.

You can seldom just flick a switch, or plug in new people and new systems. Real digital transformation is much messier, and involves reskilling people rather than wholesale replacement.

That’s why Code for Africa (CfA) is partnering with Google News Lab and the World Bank’s Global Media Development Programme, to launch an intensive digital skills programme in  Abuja , Cape Town, Casablanca , Dakar , Dar es Salaam , Durban , Freetown , Johannesburg , Kampala , Lagos , Nairobi and Yaoundé

The initiative, run as an Academy out of CfA’s award-winning StoryLab journalism laboratory, will also offer a free online course in for journalists anywhere in Africa.

The course modules beginning with Web Fundamentals to give basic digital skills for newsrooms, alongside more advanced specialist tracks for data journalists, investigative reporters, geo-journalists and multimedia storytelling. There will also be standalone modules on news verification / digital fact-checking to help journalists combat fake news, as well as digital security modules to help keep journalists and their sources safe.

Lessons will include video explainers, concise tip-sheets and exercises to immediately try out new skills. Participants will be able to tailor courses to their most pressing needs, by mixing and matching modules. Journalists who need help fast, while on deadline, will be able to learn the exact tool they need in minutes.

Apply here to participate in the academy.

 

Airtel Sierra Leone rebranded to Orange Sierra Leone after acquisition

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Orange has officially launched its brand in Sierra Leone after completing the acquisition of Airtel Sierra Leone in July 2016 with plans to modernize and expand its coverage and quality of its network, and voice and data services.

With seven million people, Sierra Leone is a significant growth market for Orange and the firm says has invested $33 million since its acquisition.

The majority of investments have already been realised with 30 new radio sites on air and over half of the entire mobile network upgraded.

According to Sekou Drame, Chief Executive Officer, Orange Sierra Leone: “The launch of the Orange brand comes with a promise to meet the emerging needs of customers with innovative, affordable and relevant solutions that will empower consumers, giving them the freedom to do what they choose and provide them with the tools to meet life’s daily challenges.”

Orange is present in 21 countries in Africa and the Middle East, where it has more than 127 million customers as of the end June 2017. With 5.2 billion euros in revenues in 2016 (12% of Orange’s total revenues), this region is a strategic priority for the Group.

Orange Money is currently available in 17 countries and has more than 34 million customers. The Group’s strategy in Africa and the Middle East is to position itself as a leader of the digital transformation and to bring its international expertise to support the development of new digital services.

CcHUB to Invest $45,000 into Big Pot, 1 Million Teachers &  TruuScore for Winning First Diaspora Challenge

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Big Pot, 1 Million Teachers &  TruuScore have been declared winners of Co-creation Hub (CcHUB)‘s first Diaspora Challenge and will each receive a $15,000 investment, and will be enrolled into a 9 month long CcHUB Acceleration Programme.

The three beat over 250 entries from scientists, innovators and entrepreneurs across the diaspora community in the UK.

According to ‘Bosun Tijani, CEO and Co-founder, CcHUB, ‘Nigeria is experiencing an unprecedented growth and with this comes developmental gaps and issues. We believe that the restructuring of Nigeria is one that requires collective efforts needing all hands on deck. The Diaspora Challenge is one of the vehicles through which we want to drive innovation for a better society by tapping into the innovative wealth of Nigerians in the diaspora eager to proffer solutions.’
The CcHUB Diaspora Challenge, launched in May 2017, solicited innovative workable ideas with a focus to address challenges in the energy, finance and education sectors. The objective was to tap the diverse wealth of resources that Nigerians living abroad could contribute to national development.

Founded by Oluyemi Jegede Big Pot is a power utility startup that provides solar energy to small and medium sized residences and businesses through smart community microgrids distributed via a blockchain network formed by geographically dispersed solar photovoltaic panel installations and lithium ion battery storage.

1 Million Teachers is an education based startup on a mission to fix education in Africa by empowering teachers with skills and knowledge using gamified and incentives based learning. This startup founded by Hakeem Subair aims to develop a subscription-based online learning platform for teachers.

And finally, TruuScore founded by Dr. Freda Owusu is a credit reference service which uses a person-centered algorithm to enable credit scoring for the financially excluded populace. TruuScore is developing a person-centred system that enables credit scoring, using multiple data sources.

11 premium shows that will appear first and only on Showmax

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Showmax has been a trend setter in many aspects, first capable contender on video-on-demand and first to have an affordable data plan for African online show streamers on Kenya’s Safaricom network just to name a few.

Showmax is more than just different. It’s like the cute and rich chick you have always wanted but feel inadequate to strike a conversation with. She’s always dropped at school in a dream car, she has a new pair of shoes everyday. The examples she gives in class are not only brilliant but out of this world and she is always the best in the class. A real life example of beauty brains and riches compared to your soleless 18-month-old shoes and fading uniform you bought at the local store and you are so poor and not brilliant enough so you always avoid eye contact.

To keep her standards and even go a notch higher, Showmax has signed up more premium and exclusive content not found anywhere else. Showmax is not only the only the first place you can find the shows but its the only one at the moment, globally. Some of the award winning shows include our favorites like Mr. Robot , Channel Zero among others, here’s the full list.

Mr Robot Sn 3

Where Elliot (the main character) a super computer hacker continues with his mission of bringing an end to the worlds debt by destroying E Corp, the largest conglomerate on earth. Unfortunately, he has to simultaneously fight his own demons as his multiple personalities grow stronger and he can’t figure out which one to trust.

Fell like you have been here before? Dejavu!!!

Channel zero Season 1 

This horror is set in a strange town of Candle Cove where a child psychologist returns to determine if his brother’s disappearance is somehow connected to a series of similar incidents and a bizarre children’s television show that aired at the same time. Fan fact-you are advised not to watch alone.

Younger Season 1-4

This is a series created by the team behind Sex and the City. It’s about Liza Miller, a 40 year old divorced lady who acts like a 26 year old to fit in at a publishing job which is only reserved for 20-something employees. She gets a 26 year old boyfriend who thinks they are about the same age. Watch as she tries to make the lie work at the publishing firm and in her relationship while keeping all of it away from her daughter who is in her mid-twenties.

Taboo

Watch as Tom Hardy fights for his only inheritance, which Americans, the Crown and the Indians want. The show is set in 1814 London after the end of the War of 1812. Hardy wants to rebuild his father’s shipping empire and at the same time safe guard the 14 diamond pieces he inherited from him, his enemies, however, want to stop him at any cost.

Harlots

The show takes you to the 18th century London to the story of two rival brothel owners, Lydia and Margaret. The two fight to get their brothels to serve the high society but the religious crusaders are against it, a decision that conflicts with the constables who are too happy to send brutal raids their way. It is set in a time when women in London only had two choices, to marry well or to work in brothels.

TUT

Watch as a young boy Pharaoh called Tutankhamun, rise to power and lead Egypt to glory. His closest advisors, friends and lovers continuously scheme to suit their own interests. Many other influential people want the leadership position for their own at whatever cost.

Rectify sn 1-4

Watch a deathrow, Daniel Holden, released after two decades of wrongful imprisonment. He had been accused of rapping and murdering a 16-year old, Hanna. After his release, he tries to fit in the society to attempt to start a ‘normal life ” but he is unwanted. The series follows subsequent adjustments and events in the lives of Daniel, his extended family, and the townsfolk . The show has gotten 100% rating on rotten tomatoes. Catch all 4 seasons only on Showmax

The Young Pope

Get a behind the scenes show of the first American Pope, Pius XIII, as he tries to take over the Vatican. The other Vatican leaders find the Pope to be mysterious and contradictory. The Pope makes little effort to have them on his side and makes matters worse by choosing a nun from the U.S to be his advisor as he leads the billions of Vatican followers. The show got two Emmy nominations this year, for cinematography and production design so you know that you are in for a real treat.

Kingdom Season 1-3

Watch as a family of fighters battle the demons that come with running a gym and winning on the ring. Alvey, owner of the gym, has two sons; Nate and Jay (who is a recovering drug addict). Alvey wants an ex-convict and MMA fighter called Ryan to go back and compete on the ring to boost the publicity of the gym. However, Alvey’s wife -Lisa- who used to be engaged to Ryan, is opposed to it. At the same time, Christina, Alvey’s enstranged wife, who is a drug addict and a prostitute keeps coming back to their lives. With such complex backgrounds, this show has something for all people even those that are not MMA fans.

Class

A spin off of Dr Who about teenagers who study at Coat Hill Academy; they have to lead a normal life which includes school work, friends , parents, sex and heartbreaks amidst time traveling brought along by The Doctor. Walls of space are growing weaker due to time travel and monsters are planning to break into the earth and bring chaos. The 6 teenagers have to make sure the world remains a safe place.

The Frankenstein Chronicles

Watch as John Marlott (Sean Bean) investigate the case of a psychopathic murderer who tries to reanimate his victims. The cop is set on his path to find Frankenstein after uncovering a corpse made up of body parts from eight missing children. You are advised not to watch this alone.

DFS Lab calls for applications for its third fintech bootcamp holding in Tanzania

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DFS Lab, a fintech accelerator funded by the Bill and Melinda Gates Foundation is accepting applications for their third fintech bootcamp, which will be held Dec. 3-9, 2017 in Dar es Salaam, Tanzania.

DFS will give up to USD 50K in funding to top fintech businesses and six months in DFS Lab’s proven approach accelerator.

“We are excited to have the opportunity to invest in breakthrough technologies that can help reach the billions of people in South Asia and Africa who lack financial services,” said DFS Lab Director Dr. Jake Kendall. “Our goal is to identify, invest, and work with early-stage companies who are building transformative technologies that will help improve the lives of unbanked citizens.”

Since launching in 2015, DFS Lab has invested more than in 18 startups. The Lab is currently interested in entrepreneurs that are creating solutions for customers that function on non-smartphones, as well as new approaches for closing the financial services gender gap. But they encourage applications from any great team with a breakthrough idea.

Over the past year, finalists in previous cohorts representing companies headquartered in Africa and South Asia went through intensive 1-week boot camp programs in Tanzania and Sri Lanka. In addition to financing, the companies selected receive six months of intense mentorship and integration into a global network of top experts who have agreed to advise them.

Entrepreneurs who wish to be considered should apply to DFS Lab Bootcamp Three by Nov. 3, 2017, at dfslab.net/apply.

Kenya’s Pezesha and Pula, an insurance intermediary for small-scale farmers in Africa and Ghana’s Inclusive, an API that verifies financial identities across Africa and US-based Teller are set to raise $250,000 in funding from DFS Lab.

KETRACO gets into East Africa’s fibre-to-the-home business with a Liquid Telecom deal

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Kenya Electricity Transmission Company Limited (KETRACO) is getting into the fibre-to-the home business after a deal with Liquid Telecom Kenya.

The electricity transmission firm has contracted Liquid Telecom Kenya to run its fibre-to-the home business for ten years. The deal will see Liquid Telecom upgrade fibre connections to Kenyan areas already connected to the national grid with high voltage lines of 132kV and above, which include Garissa, Isiolo, Garsen, Lamu, Rabai, Namanga, Meru, Machakos, Makueni, Wote, Sultan Hamud, Mwingi, Konza, Kitale, Eldoret, Kisii and Kisumu.

It will then extend fibre connections to remote areas of Kenya and neighboring countries like Ethiopia, South Sudan, Uganda, Tanzania, Rwanda, Eastern Congo and Burundi.

“We are delighted to be doing more than extending power lines. With KETRACO and Liquid Telecom coming together, we are now taking fibre to where it has never been before whilst diversifying our company’s revenue base,” said FCPA Fernandes Barasa, KETRACO’s Managing Director.

More countries in East Africa are now moving to leverage their power transmission infrastructure to carry internet data on the earthing cable already used to transmit power regulation data.

KETRACO applied for a Network Facility Provider Tier 2 (NFPT2) license from the Communication Authority of Kenya (CA), which was granted in 2014. which has now resulted in the 10-year deal with Liquid Telecom Kenya.

KETRACO operates as a national long haulier of fibre that Liquid Telecom Kenya will now commercialise to meet the rising demand for high-bandwidth, video and internet services for businesses and individual consumers across the country and East African region.

Currently, KETRACO runs a 1,791.5km electricity transmission network within Kenya and by 2020, the company will have completed construction of over 8,000km of high voltage transmission lines with concurrent fibre connectivity. These include the 127km 400kV Kenya – Uganda, the 612km 500kV Ethiopia – Kenya and the 93km 400kV Kenya – Tanzania interconnectors.

“A resilient telecommunications network requires reliable connectivity, and KETRACO’s overhead fibre cable is a technology that is far superior to buried fibre or microwave connectivity,” said George Kuria, Liquid Telecom’s Infrastructure Build & Deployment General Manager (East Africa). “This new backbone fibre cable will significantly expand our network and add resilience to our internet connectivity with a limitless capacity to carry any amounts of data bandwidth. We will invest in high-capacity equipment at the terminating points to ensure we achieve the largest data capacity possible and serve the region with the fastest and most stable internet ever achieved in East Africa,”

KETRACO will continue to use 2 per cent of its optical fibre for its own communication – in gathering information about its power systems, the amount of power being carried, meter readings at interchange points, the status of equipment, and alarms and voice communications between KETRACO’s power dispatchers and line maintenance crews.

At the same time, Liquid Telecom Kenya will install connectivity equipment in all the power terminating points along KETRACO’s network, complementing the Internet Service Provider’s own underground cable network running from Mombasa to Nairobi and across most major towns in Kenya.

 

How to reset Windows 7/8/10 Password incase you forget it

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 Let’s just admit it, it happened to all of us when we sit down on our laptop or computer, turn it on to get some unfinished work done and entered the password. But suddenly it started showing INCORRECT PASSWORD! So, you checked every last piece of details on your drawer and text files but still no password seem to work anymore. Well, the worst news is that you have reached an ugly impact where you can finally accept that you no longer remember your password.

This can be a furious and despondent situation especially if you wanted to use your computer for some emergency task. In addition, without entering the correct password, you won’t be able to access any data contained inside your system. So, you must be wondering what to do now and how to bypass Windows 7/8/10 password.

The good news is that it is possible to reset your Windows computer login password and in this comprehensive guide, we are going to demonstrate 3 amazing ways to accomplish that.

Solution #1: Format and Re-install Windows again

So, this is one of the easiest solutions but does come with a huge drawback. If you choose to format your primary disk and re-install Windows then remember that it will indeed get rid of the password from your system but at the time you will have to say good bye to all of your precious data inside your PC. So, this part is only recommended if you have no regret losing any data.

Step 1. Insert the Windows bootable disc on your computer and restart it.

Step 2. Windows will load its files automatically upon startup and a new installation window will appear.

Step 3. Click on “Install Now” and customize the settings according to your requirement.

Step 4. Finally format the PC and re-install Windows in your C drive and the password will be automatically removed.

Cons –

  • All data from your primary disk will be permanently removed.
  • Frequent Windows installation will cause data scratch.

Solution #2: Reset Windows 7/8/10 password from Guest account

If you have setup a guest account for your computer then changing password of your main account will be incredibly easy if you could simply follow these below steps –

Step 1. First turn on your computer and enter into your PC via guest account. Usually guest accounts do not require any password to sign in.

Step 2. Right-click on “My Computer” and click on “Manage” to open the computer management application.

Step 3. Select “Local Users and Groups” from the left sidebar option and then click on “Users”.

Step 4. It will show all the accounts registered on your computer. Simply right-click on the account that is currently locked and choose “Set Password”. Enter the password twice and apply the changes.

Now reboot your PC and you should be able to logon using the new password.

Cons –

  • Only works if the guest account has administrator privileges.
  • Guest accounts must be registered before you forgot the password.

Solution #3: Reset Windows Login Password with Password Recovery Utility

Since, the above mentioned methods has huge limitations, there’s a rare chance of getting your computer unlocked with them. But, stop worrying because we are saving the best solution at the last. In this final part, we will be showing you show to reset any Windows computer password with Windows password recovery utility.

iSeePassword – Windows Password Recovery Pro is a remarkable and innovative solution to reset and bypass Windows sign in password independently. It can reset any length of password without re-installing Windows or formatting the computer. It can totally remove the password protection from your PC making it easier to logon without any password at all. It is totally compatible with every Windows version including Windows 7/8/10 and other Windows versions such as XP, Vista, 95/98/2000.

It can unlock all 4 types of accounts such as administrator, Microsoft, root and domain profiles. It works excellently with over 7000+ desktop and laptop brands like Samsung, Sony, Toshiba, Lenovo, HP, Dell, and Acer and so on.

Let us show how to create a password reset disk in 2 ways with iSeePassword program and use it to unlock your Windows PC.

Step 1. Grab a distinct accessible computer and install Windows password recovery tool in it. Next, open the tool and insert a blank CD/DVD or flash drive to your computer.

Step 2.  Create a password reset disk by clicking on “Burn USB” if you are using a flash drive and “Burn CD/DVD” if you are using a compact disc. It will take few minutes but when it’s done, you will see the following screenshot –

Step 3. Pull out the password reset disk and insert it on your protected PC. Boot from it and wait for the password recovery tool to appear on the screen. Now, choose the Windows version that you are using and pick the username that is currently locked out. Next, hit the “Reset Password” button and restart your PC.

CHA-CHANGG!!! Password is completely gone from your PC. Now enjoy and use your PC normally.

Conclusion

And there you have it! A conclusive prove that you can reset your Windows logon password even if you forget it. iSeePassword – Windows Password Recovery Pro has been the best password reset tool reviewed and rated by thousands of satisfied customers. In the future, try to write down the password on a piece of paper or text word file so that you can retrieve it again if you forget it. Thanks for reading the article and have a nice day!

Tools For Running An Online Business

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Building a business online can be every bit as challenging as opening a new storefront. Thankfully, the internet is filled to the brim with useful tools and apps to help you grow your idea into a successful enterprise. However, you really only need a few key tools to make everything work in your favor.

The right tools are essential time and money savers for any business owner. Whether you need a more flexible host or a way to track employees, consider these outstanding options.

  1. Use Hostgator For Your Domain

It isn’t uncommon to hear about a hosting service taking down a website once it goes over its storage quota. This death sentence for online businesses becomes a reality for all too many who are just starting to stretch their legs. Hostgator expects your business to grow and gives you a set of valuable site building tools.

Switching over from your current host is a breeze with Hostgator’s exceptional customer service. They offer plans for small, medium, and larger sized online business but you can start small and upgrade at any time. You can even set up a business email through Google, sync with WordPress, and add plenty of interesting widgets.

  1. Dharma Merchant Services

No business is complete without the ability to accept payments. While many businesses are just starting to make good use of PayPal, those expecting to grow need something easier to manage. The merchant card services provided by Dharma Merchant Services utilize the safest and most effective software on the market for processing transactions.

It’s easy to use and the customer service is out of this world. Their business model eliminates confusing language and hidden fees in favor of a very straightforward approach. Plus, expanding online or to a storefront is made simple with a variety of options that cater to any business.

  1. Use Hootsuite For Social Media

It’s no secret that social media marketing is the most effective way to grow any business, but keeping track of multiple accounts across multiple platforms can be a daunting task. Simplify your life with Hootsuit.  

You can manage all of your social media accounts, set up columns for keyword searches, and track mentions of your page’s name to make responding simple. You can even sort out all of your direct messages. There is a free plan as well as pro account to choose from.

  1. Clockspot

Online businesses often have remote employees, which can make managing their paid time difficult. Aside from simplifying your payroll and timesheets to only a few minutes long process, Clockspot also allows you to track your employees with GPS, voice, and device recognition.

You can see who is working and who isn’t via webcam, and make sure your employees are actually working when they say they are. Their support staff makes adapting to the software an effortless process but it shouldn’t be too hard to pick up on on your own since Clockspot is incredibly easy to use.

  1. MailChimp

Newsletters are one of the most effective marketing tools available, and have been for quite some time. MailChimp makes creating unique emails for your sign-up list fun and easy but the best part is that it remains free until your subscriber list increases past the threshold, which is huge.

Everything can be set up automatically from weekly newsletters to welcome emails, and the level of customization is incredible. All it takes is a little typing, dragging and dropping what pictures you want included, and a few clicks of the mouse to set up full fleshed emails complete with social media buttons and more.

 

5 Trends About Best Onsite Technologies

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We’re just a few months away from 2018 and this means it’s time to reflect back on the growing trends of this year. Like every year, 2017 brought some great technological advancements for the construction, engineering, and architecture industry.

Therefore, it’s essential to keep up with these trends and stay ahead of the competitive curve. Here are five most famous technology trends influencing the way real estate and construction industries are operating:

1.   Smart Building

The updated IT technology is giving rise to the Smart Building phenomenon. The idea is to stay connected to people, building systems, and the global environment. Smart buildings use automated processes for operations like heating, air conditioning, security, lighting, and other systems.

With the help of microchips, sensors, and other devices, the data is collected to manage the functions of the building. While new builders are implementing this smart technology for homes, the trending construction-tech gained its popularity through commercial real estate.

2.   Hydraulic Speed Shoring

The usage of hydraulic speed shoring has made it easier to use props in the trench, structure, or vessel. This method uses greater pressure to trench walls to avoid cave-ins for better security. They’re great to work around with trench walls (supporting structures), existing utilities, sidewalks, curbs, and even for the pipe installations.

This onsite technology isn’t only safer but is also less time-consuming. Most shores can be installed and removed without digging deep. The hydraulic speed shoring also minimizes the requirement of excavation because shoring a trench is carried out as soon as it’s excavated. The method became a popular trend for its versatility, safety, and the way it optimizes the work space.

3.   Unmanned Aerial Vehicles

Unmanned Aerial Vehicle – UAV for short – is an aircraft that operates through an onboard computer or remote device. It’s set as auto-pilot and can be automated with the help of predetermined flight paths. The UAVs can also be piloted using a remote control or mobile device.

The aerial device is more commonly known as a drone. Drones are trending in the construction and on-site industries as they’re helping professionals track the progress of their projects while helping them conduct site surveys.

By using this technology, construction contractors can now easily take real-time maps, aerial photos, and even 3D images. Besides, it increases the project productivity and ensures enhanced safety.

4.   Metal Stamping

The procedure of metal stamping encompasses various manufacturing processes including embossing, flanging, blanking, punching, bending, and coining. The procedure is carried out using a stamping press or a machine press.

Due to its level of efficiency and effectiveness, the process is trending. It takes only a single stage operation to produce a series of metal parts with the stamping on the go.

Here are some of the benefits of using this onsite technology:

  • Precision stamping for cost-effective and fast manufacturing
  • Value added operations
  • Innovative designs and easy handling of complex products.

A company that specializes in metal stamping is able to incorporate advanced production techniques and produce less scrap during manufacturing.

5.   Prefabrication

When it comes to onsite construction industries, fabrication has been around for decades. However, new practices have made this method even more beneficial as it evolves.

Fabrication in today’s modern age is about building information modeling and the way different teams collaborate on different projects. This further enables the human resource to use prefabrication on a larger scale and for more complicated projects.

To enjoy the competitive edge in the construction industry, it’s essential to keep an eye on how these trends evolve so you can achieve increased business profitability. If implemented the right way, these onsite technologies can help boost the productivity level of your business.

 

All you need to know: Huawei Mate 10, Mate 10 Pro, Porsche Design

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Just like last year, Huawei released 3 versions of their top tier phone, a standard, a Pro and a luxurious Porsche Design version. The three of them live up to the Mate Series legacy of big screens, big battery, big performance. Building up from last year, the Mate series upgraded the Artificial Intelligence (AI) capabilities (something that Apple borrowed from them) and also introduced glass construction.

Huawei Mate 10

This is the smallest and most affordable of the group and probably the one that will see the widest availability in international markets. This year all models have glossy glass construction on the front and back with a metallic frame holding the panels together, there is a horizontal matte strip at the camera that gives the Mate series a unique distinction from the sea of glass devices. This standard version comes with a 5.9 inches just like last year but the bezels are much smaller now. The device isn’t bezel-less like the 18:9 devices we have been seeing lately (That was reserved for the pro), but it has significantly reduced bezels. It retains the 16:9 aspect ratio and comes with QHD resolution and front mounted fingerprint sensor. The screen also supports the highly acclaimed HDR10 tech for superior colours and contrast, it is however, an LCD variant.

What Huawei is most proud of is the Kirin 970 processor. It comes with a Neural Processing Unit (NPU) that has machine learning capabilities for enhanced AI features. Most essential actions in the device will have an AI aspect attached to it like camera zooming. The processor is 25% more powerful than its predecessor and the new Mali G72 MP12 is a whopping 4X the raw power of last year’s Mali G71. Both are more energy efficient, up to 8X less battery draw from the GPU. They are assisted by 4GB RAM and 64GB internal.

Battery life is always a priority of the Mate series, this time, they have retained a 4000mAh battery which should be super long lasting considering the devices energy efficient internals and the Android 8 Oreo running under the AI-heavy EMUI 8.0. Fast charge has been implemented under the company’s SuperCharge technology, it promises a full day’s charge in just 20 minutes.

The device comes with Projection mode which turns your phone into a desktop computer experience by simply connecting it to a monitor via the USB-C to Display port. Unlike Samsung Dex, no additional adapters are required. Speaking of ports, the 3.5mm audio jack port is still present and so is the MicroSD slot which is of the hybrid variant (can either accommodate a SIM card or an SD card).

The device will cost 700 Euros ($823 KSh 79,999 in Kenya) and will be on shelves by mid-November.

Huawei Mate 10 Pro

This one is just like the Standard Mate 10 apart from a few changes, it has a full screen display with an 18:9 aspect ratio. It is of the AMOLED type. The resolution is however lower at Full HD which is strange for a pro version but a great move for battery-conscious customers. The screen is HR10 enabled as well.

The new Mate 10 pro on the right vs Mate 9, screen size 6 inch vs 5.9 inch, but the 10 Pro has smaller bezels; image courtesy

The camera, internals, battery and software are all similar to the Standard Mate 10. Oddly, the pro neither has a 3.5mm audio jack nor a Micro SD slot, but as a consolation, you get IP67 dust and water resistance plus an extra version with 6GB RAM, 128GB internal storage. The Pro will cost 800 Euros ($940, KSh 89,999 in Kenya)

Huawei Mate 10 Porsche Design

This one is the luxury version which comes with a design that is a bit different, the camera section has a vertical strip instead of a horizontal one like in the Standard and Pro variants.

It comes in an 18:9 aspect ratio AMOLED screen. The internal storage is set at 256GB and 6GB RAM. Everything else is similar to the Pro version (yes audio jack and Micro SD slot are missing here as well). As usual , Porsche Design products come with a higher price tag, this version will go for 1400 Euros ($!640).

New Accessories

Huawei also launched three accessories: the EnVizion 360 Camera, SuperCharge Power Bank, and Smart Scale.

  • The EnVizion 360 Camera can shoot 5K photos and 360-degree 2K videos with multiple viewing modes. The content is sharable across their social media channels.
  • Huawei’s SuperCharge Power Bank supports a 4.5V / 5A low-voltage fast charge.
  • The Smart Scale can monitor and analyze health information such as body fat percentage and Body Mass Index through a mobile app.

 

 

Mobisol and Baobab+ launch pay-as-you-go solar systems in Ivory Coast

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Mobisol which operates in East Africa and Baobab+, a principal solar distributor in West Africa, have joined hands in a partnership to boost the solar revolution in Ivory Coast.

Baobab+ will be distributing Mobisol’s all-in-one solar system throughout the country in a move to provide reliable high-tech solar hardware and innovative software solutions and finance in West Africa.

According to Klaus Maier, Mobisol’s Head of Partnerships & Expansion: “We are pleased to team up and deliver our state-of-the art hardware and software solutions to Baobab+ as an experienced partner on the ground. This is the first step towards further supporting Baobab+ to provide tens of thousands of Ivorian households and businesses with reliable, affordable and sustainable energy.”

The partnership with Mobisol as a hardware and software provider enables Baobab+ to focus on sales and distribution strategies through Microcred’s existing distribution network of 20 branches and 100,000 clients in Côte d’Ivoire.

The deal will see Baobab+ clients, have successfully completed their PAYG purchase, will become eligible to a Microcred digital loan. Baobab+’s deep understanding of local characteristics and operational experience within the West African market positions them ideally to quickly establish scalable structures for logistics, sales and marketing as well as a comprehensive after-sales network for households and micro-entrepreneurs throughout Côte d’Ivoire.

The Mobisol system includes PV panel, inbuilt battery, large flatscreen HD TV with aerial & sat receiver, ultra-efficient LED lamps and charges customers’ mobile phones. By providing robust and reliable solar solutions with compatible DC appliances in Côte d’Ivoire, the Germany-based company builds upon their success story in East Africa, where they have already electrified nearly half a million people to date.

Mobisol provides their proprietary software suite SolarHub, enabling convenient pay-as-you-go (PAYG) financing via mobile banking and comprehensive customer experience support.

Alexandre Coster, CEO and founder at Baobab+ said, “We are thrilled to officially launch our operations in Côte d’Ivoire with larger solar systems that empower entire communities. This way, we will help to vastly boost electrification in Côte d’Ivoire – thus raising households’ quality of life and socio-economic opportunities, while mitigating global climate change.”

Standard Chartered Bank & iLab Africa’s Women In Tech Incubator to invest $50,000 into women-led startups

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Standard Chartered has partnered with iLab Africa to launch Women In Tech Incubator, an accelerator program to invest into women-led startups.
The new KES 20 million fund aims to identify and empower  5 women-led startups in Kenya and mentor them for over a period of one year.
According to Mr. Sunil Kaushal Standard Chartered Bank Regional CEO for Africa and Middle East, “We are optimistic that the Women In Tech Incubator program will change the fortunes of women entrepreneurs and business owners in Kenya. It will help identify, grow and bring to the market unique business ideas, while at the same time celebrating women in Kenya.”
The Kenyan initiative builds upon Standard Chartered’s global track record of increasing women’s access to entrepreneurial finance, and supporting adolescent girls and women through financing and capacity building. The Women In Tech incubator program is targeting women entrepreneurs and business owners in Kenya who want to or are using technology to grow their business but lack the requisite support.
Upon application, shortlisted entrepreneurs will be invited to pitch to a panel of judges who will then select the top 10 contestants with the most compelling idea or project. Thereafter, the 10 contestants will go through a 10 week Incubation period where they will have a chance to work on their projects and make them come to life. They will then present the final output to a panel of judges. The judges will then select five winners out of the 10, who will be announced during an award ceremony.
Each of the five winners will receive $10,000 to help grow their business. Standard Chartered first launched the programme to support women in technology in 2014 at the City College of New York where it created the Women Entrepreneurs Resource Center. The US program includes a dedicated workspace, mentorship, coursework and access to an extensive network designed to support entrepreneurs navigating the challenges of starting a business.