Kenyan Bank Launches App to Allow Customers Bank their Cheques Online

Kenya’s NIC Bank has launched  “NOW” Banking platform which comprise of the  NIC NOW Mobile app, online account opening, online cheque deposit and full online banking to give its customers on-the-go flexibility to access their accounts, save time and make more money.

The NIC NOW banking platform allows users do everyday transactions such as balance enquiry, M-PESA payments, bill payments and fund transfers while the online account opening capability allows users to open an NIC account without ever leaving the comfort of their home or office and deposit corporate cheques instantly deposited from office.

Speaking on the launch, John Gachora, NIC Bank Group Managing Director said,“This strategic shift is an answer to the emerging “NOW” generation that demands everything on their fingertips. Through this strategy, we aim to move all our products to the “NOW” platform, to ensure our customer needs are being met NOW!”

“Whether it be asset finance, stock trading, retail loans or SME banking, the aim of our MOVE to NOW strategy is to make them available NOW. We are confident that our customers will enjoy faster, efficient, NOW banking, “added Gachora.

Kenyan banks are known for their long queues and time wasting, the MOVE to NOW campaign by NIC Bank aims at saving time of its  customers and make account opening simpler and cheque deposits friendly and convenient online or via a mobile phone on either Android, iOS, BlackBerry or Windows Phone 8 platforms. The bank also says users pay a flat rate fee and no hidden charges apply.

“There is a little question on the importance of physical branches in the Kenyan consumer’s mind. However, the same consumers today are demanding convenience with a growing preference for services that match their lifestyles. The NOW Banking concept is the Bank’s deliberate effort to make banking easy and convenient. The customer will be the one to choose when, how or where they wish to do their banking. And when they decide, it will be NOW”, added Mr. Gachora.

NIC joins the several Kenyan banks which have all launched applications to help their customers access their accounts remotely, however it’s cheque deposit system is brilliant.