Step by step on how to use M-visa in Kenya.

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Yvone Kendi
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By scanning a special QR code, users of the mVisa platform can make mobile payments online. As a result, customers can make payments while their money is being sent directly from their bank account to the seller’s account at no additional cost. In Nairobi, mVisa in Kenya was introduced after being offered by Visa. It is a QR code-bade new portable installment benefit, that was planned to quicken computerized trade in Kenya and crosswise over Africa. 

How to register for mVisa Kenya 

  • Download your Bank’s mobile application which supports mVisa if by any chance you do not have the application on your smartphone. 
  • Enter your ID and password in order to sign in to the application. Choose the bank account card number that you wish to link to and press continue. 
  • Set your MPIN which will connect all your transactions. 
  • Do not share your MPIN with anyone in order to keep your transactions secure. 

How to start accepting mVisa payment Kenya

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  • On your phone, download the mVisa Kenya app. 
  • Download your bank’s application which will be able to support mVisa. 
  • A special QR code can be obtained by asking your acquiring bank. People can scan and pay whatever amount they owe you more easily because this QR code is specific to the business and connected to your bank account. 

How to pay with a mVisa 

  • Launch your mobile banking application. 
  • Select mVisa, then click. 
  • Scan the merchant QR code. 
  • Enter the amount you are required to pay. 
  • Or, the amount you owe can just show up by itself! Verify the amount you owe. 
  • Obtain the SMS payment confirmation. 

For Unstructured Supplementary Service Data (USSD), follow the steps below; 

  • Simply go to the USSD platform for your bank. 
  • Enter the merchant ID needed to complete the transaction. 
  • Enter the required payment amount. 
  • After making the necessary payment, wait for a confirmation message. 

Banks that offer mVisa transaction services

  • Co-Operative Bank
  • Family Bank
  • KCB Bank
  • National Bank
  • NIC Bank
  • Prime Bank

Benefits of using an MVISA

  • Payments go straight to your bank account: With Mvisa, there are no additional steps necessary to transfer money to a bank account, in contrast to Mpesa transactions where you are charged many times to make transactions to banks.
  • Quick money transfer. Money is transferred immediately after you scan the code.
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