NALA, the cross-border payments fintech, has secured a $50 million financing facility from Liquidity and MUFG-backed Mars Growth Capital, as it accelerates the expansion of its global stablecoin-powered payments infrastructure.
The funding comes amid rising demand for faster, lower-cost, and compliant international money movement across key corridors spanning the United States, Europe, Africa, and Asia. The company said the facility will provide flexible, long-term capital to support its next phase of growth.
NALA has been building out both its consumer remittance platform and Rafiki, its business-to-business payments infrastructure, positioning itself at the intersection of traditional finance and blockchain-based settlement systems.
The company has prioritised regulatory coverage as it scales, securing 17 licenses and approvals globally to date, with additional authorisations continuing to come online. This regulatory footprint places NALA among the more licensed fintech operators at its stage of growth, as scrutiny around cross-border payments and digital assets intensifies.
Performance metrics suggest improving unit economics across its business lines. NALA’s consumer platform recorded gross profit margins of 64% in the past month, while Rafiki, its enterprise payments product, has reached margins of approximately 80%, reflecting the scalability of its infrastructure model.
The company has also expanded its institutional footprint, signing partnerships with major banks and global remittance firms. MoneyGram is among its live customers, with additional partnerships expected to be announced.
Unlike traditional equity financing, the facility provides non-dilutive capital, allowing NALA to continue scaling while preserving ownership. The company added that nearly half of the capital raised in its previous funding round remains on its balance sheet, underscoring a focus on capital efficiency.
The broader payments industry is undergoing a structural shift toward real-time, programmable, and borderless systems, with stablecoins increasingly playing a role in settlement layers. NALA is positioning itself to capitalise on this transition by building compliant infrastructure that can operate across multiple regulatory regimes.
With fresh capital in place and demand continuing to grow, the company said it expects the next two years to be a defining period for its expansion into new markets and deeper integration with global financial institutions.