Bitnob has launched a new non-custodial infrastructure stack, Bitnob Enterprise, alongside an upgraded version of Bitnob Business, expanding its platform to serve both managed and self-operated financial use cases.
The move marks the company’s evolution from a single product into a broader infrastructure ecosystem aimed at fintechs, financial institutions, developers and businesses moving money across borders.
Founded in 2020 and initially launched as a consumer Bitcoin app, Bitnob has spent the past three years building out APIs and infrastructure spanning wallets-as-a-service, payments, collections, payouts, card issuing and stablecoin settlement. More than $4.5 billion in transaction volume has been processed through its systems to date.
The updated Bitnob Business platform, first introduced in 2022, is designed as a managed solution for companies that want access to modern financial rails without building them in-house. The latest version expands treasury tools, improves stablecoin conversion, and extends payout coverage to more than 110 countries.
In practical terms, a fintech in Accra building a dollar savings product can onboard users with wallets in minutes, accept local currency deposits that automatically convert to stablecoins, issue virtual USD cards, and settle payouts globally — all without running its own infrastructure.
Similarly, an importer in Lagos paying suppliers in Asia can move from multi-day bank wires to near-instant settlement. Instead of navigating correspondent banks and foreign exchange delays, funds can be collected in naira, converted via integrated liquidity providers, and paid out internationally within minutes.
Bitnob Enterprise, launched alongside it, targets institutions and developers that require deeper control over their financial architecture. The platform allows customers to retain custody of assets while building on Bitnob’s infrastructure layer.
Enterprise users can integrate external key management systems such as AWS KMS or hardware security modules, define their own treasury policies, and access tools including multi-chain wallets, over-the-counter trading, liquidity routing and blockchain node infrastructure deployed closer to African markets.
A Tier-1 East African bank, for example, can roll out Bitcoin or USDT custody services to corporate clients while retaining full control of private keys and compliance processes, with Bitnob powering the underlying infrastructure.
“Some customers want a managed platform that lets them focus on growth, while others need full ownership and flexibility,” said Chief Executive Officer Bernard Parah. “This allows us to support both.”
The launch comes as demand for alternative payment rails accelerates. Africa’s cross-border payments market is projected to grow from about $329 billion annually to nearly $1 trillion by 2035, according to Oui Capital.
Stablecoins are playing an increasing role in that shift, particularly across Sub-Saharan Africa, where they are being used for supplier payments, treasury management and access to dollar liquidity rather than purely speculative trading.
Bitnob said both products run on the same underlying infrastructure, with the distinction based on operating model: Business offers a managed experience, while Enterprise provides full control over custody, treasury and workflows.
The company expects the convergence of traditional finance and digital asset rails to define the next phase of global payments, particularly for businesses operating across multiple markets from inception.
Bitnob Business and Bitnob Enterprise are available free beginning today. For more information, visit www.bitnob.com or schedule a call with the sales team.