Ghana’s EverZero Wants to be Africa’s WhatsApp for Mobile Payments

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Sam Wakoba
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brxpeacsbpcxjq_smallGhana’s EverZero is a new mobile prepaid payment service for everyone who wants to pay cash online or pay any telephone number with just a few tabs.

Just launched in Ghana in beta, EverZero says it’s a new wave of cashless payment in Africa with plans to start P2P mobile payment services for everyone.

Derrick Agyiri the founder EverZero told TechMoran, “EverZero is also developing an an app to help people pay cash to any telephone number (Registered or Not) and create a onetime prepaid virtual card to pay for goods and services online. I call it the WhatsApp of Payment.”

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The Application will work on: iOS, Android, Blackberry, Windows Phone and USSD however merchant can integrate it Web and Mobile Application to accept EverZero online.

ActivityPageEverZero users will need to pay cash to an agent or partner banks and a virtual card will be sent to their phone by SMS. The users will load the money with information provided by the Agent or Partner Bank to an EverZero Mobile App and can send money to any telephone number with the loaded balance or create a onetime Prepaid Virtual Card to buy Goods or Services online.

Merchants also create an account with via the firm’s mobile app and connect to their API to accept payment online. For one to withdraw their funds, merchants use an EverZero co-branded plastic card which is used on selected ATM issued by their partners. The merchants need not have a bank account to avoid back risks and credit card fraud.

Derrick also co-founded FastCashier which has been at the forefront of payments in Ghana and globally.

 

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Sam Wakoba
Sam Wakoba
http://techmoran.com
Based in Nairobi, Kenya, Sam is a pan-African technology journalist, author, entrepreneur, technology business mentor, judge, educationalist, and a sought-after speaker and panelist across Africa’s innovation ecosystem. He is the convenor of the popular monthly #TechNight evening event and the #StartupEast Awards and Conference, platforms that bring together startup founders, developers, entrepreneurs, investors, content creators, and tech professionals from across the continent. For more than 16 years, Sam has reported on and analysed Africa’s technology landscape, covering some of the continent’s most impactful, and at times controversial policies, programs, investors, co-founders, startups, and corporations. His work is known for its independence, depth, and fairness, with a singular goal of helping build and strengthen Africa’s nascent technology ecosystem. Beyond journalism, Sam is a business analyst and consultant, working with brands, universities, corporates, SMEs, and startups across East Africa, as well as international companies entering the East African market or scaling across Africa. In his free time, he volunteers as a consulting editor and fintech analyst at Business Tech Kenya, a business, technology, and data firm that publishes reports, reviews, and insights on business and technology trends in Kenya. Follow him on X: @SamWakoba
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