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Beyonce and Jay Z’s ‘Drunk in Love’ Grammy performance

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Beyonce and Jay Z just killed it on the Grammys stage starting things off with the biggest bang ever! They kicked off the Grammys 2014 inside L.A.’s Staples Center Sunday, Jan. 26 with a performance that’ll be difficult to top

The duo opened the 56th Annual Grammy Awards Sunday night with their song Drunk in Love, off of Beyonce’s latest eponymous album. The performance was sexy, to say the least

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Beyonce and Jay Z each have 17 Grammys to their names. Jay Z is nominated for nine Grammys this year for his album, including Best Rap Album.

Beyonce’s “visual album” — which generated major headlines for being released without any warning or promotional marketing in December — was not eligible for the 2014 Grammys because it was released after the September cut-off date.

FACT: Jay Z and Beyoncé are tied in their Grammy wins, each with 17 trophies at home.

So here’s the video of the opening performance, what do you think of it…

http://www.youtube.com/watch?v=GDn1iCjd-Oo

Good luck to the rest of the performers — it’s hard to top the King and Queen.

Bardo Group Launches in Kenya to Disrupt Africa’s Online Payment Services

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bardoFounded in 2001 in France and later shifting base to Mauritius, Bardo Group, an online payment service and credit card payments processor for online merchants and call centres has launched its operations in Kenya in a quest to disrupt the countries growing online payments sector amidst mobile money.

The firm will now have offices in Nairobi, adding to its London, Hong Kong, Panama and Mauritius offices. The firm is Payment Card Industry Data Security Standard (PCIDSS) compliant to ensure high processing standard and data security and is registered with VISA and MASTERCARD as IPSP and is promising first class services to  its clients in Kenya ad across the continent.

payingcreditcardBardo Nairobi will be run by Laurent Alonzo, who is the Group’s CEO and Chairman. Alonzo boasts of over 17 years of experience in the ecommerce and online processing business. The CEO has relocated to the country with his COO to head Bardo Group operations and move in on their competitors by offering best processing options and support to their clients, the firm says.

The firm, which also has operations in China says it has worked with thousands of merchants from various industries located in different countries around the world and has implemented solutions to its merchants and to maintain good relations with both merchants and acquiring partners in its 13-year history.

The firm says it shifted base from France to Mauritius due to the offshore processing capabilities through Mauritian Acquiring Banks and it used it as a market entry intor Africa. Apart from the CEO and COO Bardo Group relocating to Nairobi, the firm is recruiting and training staff in Kenya to head its sales, accounting and technical teams.

Its entry poses a great threat to our friends at 3G Direct Pay, PesaPal, JamboPay among others.

Mobile Web East Africa Rebrands to Mobile East Africa | Bringing World’s Most Influential Mobile Expert for Special Address

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MEA2014 block-1Mobile Web East Africa is now Mobile East Africa and is bringin world-renowned mobile expert Tomi Ahonen to deliver a special address on February 12th& 13th as well as a dedicated full-day workshop on Friday, February 14th at the Mobile East Africa Conference 2014.

Considered by many to be the best speaker on mobile in the world, Mr. Ahonen is travelling from Hong Kong to Kenya for the first time and will be sharing his views on the future of mobile and digital. Forbes ranked him as “the world’s most influential expert in mobile” in 2012; Mr. Ahonen has spoken at more than 300 conferences in over 60 countries and his cumulative audience totals over 100,000 people.He is the author of 12 bestselling books on mobile and digital communities and consults to Fortune 500 companies around the globe, helping to define their mobile strategies.

MEA2014 200x200 banner-1Mobile East Africa 2014 is taking place atthe Southern Sun Mayfair Nairobi, Kenya on February 12th through14th.The event will kick off with a ‘Leaders of Mobile‘ keynote session featuring executives from IBM, SAP, Airtel and Safaricom. Former Permanent Secretary of Information and Communication Dr. Bitange Ndemo will also be joining the panel, which will analyse the future progress of the mobile ecosystem in East Africa.

Other speakers, both local and international will come from Jumia Kenya, iHub, Virtual City, Bongo Live, Ghafla!,Smile Tanzania, Bozza, Every1Mobile, FrontlineSMS, Praekelt, Sponge, KINU Innovation Hub and Zilojo. Microsoft, Coca-Cola, Omidyar Network, MTech, and Google among others.

8 Movies Every Geek Should Watch (And Love)

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Without meaning to sound rude, you should probably have watched Star Wars by now. I’d hasten to add the Alien quadrilogy, Predator and 2001: A Space Odyssey to that list as well – but those are the obvious ones.
Today’s Stuff to Watch will focus on the geekiest of geeky films. These are films that your average tech lovin’ computer whiz should love – and they’re not all dystopian sci-fi movies either.

Office Space (1999)

One of the funniest films of the decade, Office Space is a must-see if you spend much of your day in a cubicle (work, not toilets) filing away reports and fighting the office photocopier. This film is for anyone who has ever worked a soulless office job, reluctantly given up weekends to a boss they hate or those with a fondness for staplers. Everything from the plot to the humour to the hip hop soundtrack is perfect. It was funny in 1999 and it will still be very funny (and probably more relevant than ever) in 2029.

Cube (1997)

I’m currently waiting till I forget enough of Cube to watch and really enjoy it again. Cube is one of those movies that takes the viewer on quite a journey without actually changing location all that much. The film kicks off with seven complete strangers meeting for the first time inside a giant cube. The cube is a labyrinth containing thousands of rooms, some seemingly harmless and others full of deadly traps. And so begins a roller coaster ride of a movie that maintains the perfect balance of hope and dejection all the way to the bitter end.

http://www.youtube.com/watch?feature=player_embedded&v=dYirAi6TSYI

WarGames (1983)

In 1983, home computing had really started to take off and at the same time computer-related films and television shows started to enjoy mainstream success. Arguably one of the finest “hacker” films to date, WarGames is a must-watch for any geek. When David, a lowly hacker, gains access to a government computer he is asked a question – “do you want to play a game?”. What David doesn’t realise is that the answer he provides has the power to shape history and destroy the planet – 80s style. I found the full version of this movie floating around on YouTube, which is the second video below (with the first being the trailer).

Blade Runner (1982)

Blade Runner is easily one of the most celebrated sci-fi films of all time, and there’s a very good reason for that. Directed by Ridley Scott and starring (a young-ish) Harrison Ford, our protagonist – a blade runner – must hunt down and kill 4 replicants who have returned to earth after attacking a ship in space. Blade Runner isn’t just a special film for the plot and direction but also the beautiful cyberpunk setting and the fact that there is so much happening over the two-hour runtime that you’ll probably want to watch it a dozen times to get all you can from it.

THX 1138 (1971)

Quite possibly George Lucas’ best film (yeah I went there), THX 1138 is a dystopian tale of love in an authoritarian world run by robots and CCTV. I really must add that if you can, try to find the original 1979 cut rather than the one that Lucas released a few years ago.
The reason? Well the latest DVD release has been defaced with thoroughly unnecessary CGI which really detracts from the gritty atmosphere generated in the original. Why oh why must Lucas continue to ruin his own films and franchises I will never know, but you have been warned!

http://www.youtube.com/watch?v=dns4zUKfskg

Dark City (1998)

In a city that never sees sunlight, one man starts to question his past, his memories and his very existence. As citizens go about their daily lives, unbeknownst to them a sinister event is taking place each night. The city is controlled, shaped and designed by mysterious beings with incredible telekinetic abilities. But when something goes wrong behind the scenes, John Murdoch can suddenly see the world for what it is – but can he convince others?

Moon (2009)

Moon is a beautifully constructed piece of cinema with gorgeous cinematography and the perfect soundtrack to boot. More importantly, it’s a film that is not over-reliant on CGI or convoluted back story and it features Kevin Spacey playing the role of a computerized robotic arm. In the not-so-distant future man’s energy demands have been satiated thanks to Lunar Industries and their operations on the moon. Earth is now completely reliant on helium-3, a clean energy source that must be harvested on the moon. The film tells the tale of Sam, the only human stationed on the base, as he approaches the end of his three-year contract.

They Live (1988)

What better way to finish off a geeky list of films with a John Carpenter classic? There’s a wealth of Carpenter films to choose from – The Thing & Escape from New York are two that spring to mind – but I think I enjoyed They Live more than I did the others. The plot is fairly simple – man finds sunglasses that reveal a terrifying secret about the world he is living in. The rest is your average John Carpenter action-cum-sci-fi flick, with the usual lashings of Carpenter’s self-composed 80’s keyboard score. Marvelous.

Conclusion: These are only my personal picks, and you’ve probably got your own favorites. If you think I’m wrong, that I’ve missed an absolute blinder or you’ve got a better list to share then please add your thoughts in the comments section below and help your fellow movie fans out!

Do you love these films? Do you have any other recommendations? Enlighten us all in the comments, below!

South Africa Launches World’s First Social Franchising Accelerator

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Social-Entrepreneurship-largeThe world’s first social franchising accelerator is set to be launched in South Africa this January, to accelerate innovation for social ventures to help meet the needs of  the poor and vulnerable.

The accelerator is funded by the Rockefeller Foundation,  the UCT Graduate School of Business Bertha Centre for Social Innovation and Entrepreneurship, the International Centre for Social Franchising (ICSF), and Franchising Plus.

The hub will help replicate solutions from one region to another and embraces former President Bill Clinton’s words that “Nearly every problem has been solved by someone, somewhere. The frustration is that we can’t seem to replicate (those solutions) anywhere else”.

Te Social Franchising Accelerator will initially incubate three South African social impact organisations under its wing and it has already called for its first round of nominations.

According to Dan Berelowitz, CEO of the International Centre for Social Franchising, the Accelerator has the potential to lead the way globally in terms of developing hands on expertise related to social franchising, and learning whether such support can help to scale social innovations dramatically.

“By combining the best of the private sector and social sector practice on two continents, we are well-placed to ensure that positive social impacts can be multiplied so that greater numbers of people benefit from models that already working well,” said Anita du Toit, Franchise Consultant and Partner at Franchising Plus.

Social franchising scales up projects that are helping to solve social and environmental problems and uses tools of commercial franchising, which have proven to be highly effective in growing businesses, creating local ownership and economic wealth, the idea behind the Accelerator is to take successful social impact organisations, whether they be NGOs or social enterprises and create the systems and support necessary to replicate these effectively.
Dr François Bonnici, Director of the Bertha Centre at UCT says  that instead of reinventing the wheel and wasting scarce resources, social franchising enables successful social impact organisations to reach greater numbers of beneficiaries far more quickly than would be possible if they were to expand on a wholly owned or branched basis as it makes use of social franchisees’ resources and local knowledge.

In its first year, the Accelerator will work with the three pilot organisations, create sustainable social franchise systems and then launch pilot franchisees in three new geographical locations for each, enabling them to collectively reach at least 500 new beneficiaries within this time.

“These numbers are based on realistic projections grounded in the experience of ICSF, but we also know that the impact of social franchising can be exponential over time,” said Dr Bonnici.

social-entrepreneurship-word-cloudMumbai’s Child Line India which was founded 14 years ago, has been replicated 415 times and now has operations in 172 cities across India and has received over 21 million calls from vulnerable children.

In addition to offering one-to-one in-depth franchising support, the Accelerator will also offer one-to-many training, funding and mentoring to create a comprehensive package of support to enable impact enterprises to franchise and scale up their social impact sustainably.

Learning from this programme will be captured and replicated in a practical way in other contexts and countries around the world by the ICSF.

“We know that there are already a great number of social impact organisations in South Africa making a tremendous contribution and many of them are ripe for expansion, but the lack of expertise and support meant that there was nowhere to signpost them too,” said Bonnici. “We hope that the Accelerator can start to change this. Working smarter we hope to find ways to accelerate the impact of those whose work really counts and benefit ever greater numbers of people in need.”

To nominate a social impact organisation that is primed to scale up through franchising, please contact: berthacentre@gsb.uct.ac.za by 15 February 2014.

3 Africans Nominated for the Oscars

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Africa has made a strong showing at this year’s Academy Awards. The brutal depiction of slavery in 12 Years a Slave secured a best actress nomination for Kenyan actress and director Lupita Nyong’o, who made her US debut in the film. Nyong’o says she feels honored to have been part the powerful movie, which received a total of nine nominations.

lupita 3

British actor Chiwetel Ejiofor, who was born to Nigerian parents, received a best-actor nomination for his leading role in the film. Ejiofor’s performance has been described as extraordinary by critics.

Chiwetel Ejiofor

Somali-born newcomer Barkhad Abdi received a best supporting actor nomination for his role as a pirate in Captain Phillips. The role has pushed him into the spotlight, but Abdi is just hoping the movie sheds some light on the circumstances that drive Somali pirates.  Àbdi hopes his success will inspire others to pursue their dreams.

Barkhad Abdi 2

“For the Somali-Americans and for just all young men, you follow your heart and you follow your dream and it should work out somehow.”

Captain Phillips and 12 Years a Slave are among the nine contenders for the best picture award. The nominations were announced Thursday by the Academy of Motion Picture Arts and Sciences. The Oscar winners will be handed in Los Angeles on the night of March 2.

 

Google And Samsung In A 10 -Year Agreement

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Search engine giant Google and leading electronics manufacturer Samsung have today announced their 10-year patent deal.

The financial bit has not been revealed, but the company say that this step should reduce the likely hood of the having legal disputes (like the one Samsung and Apple are facing) as well as enhancing future partnerships; which they are already in.

The means that in future we will be seeing more of Samsung in Google’s  key projects; and will take the position of a hardware partner.

Kenya’s SokoText Raises $50,000 to Make Food Insecurity in Africa History

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sokotextOver 800 million people lack enough food in the world but over 60% of these live in Asia and Africa, the Food and Agriculture Organization FAO reports that 16 countries of the 22 most undernourished countries are in Africa with an undernourishment prevalence rate of over 35%.

Worse still Africa’s population is expected to hit 2 billion in 2050. But just who will feed all these mouths?

Kenya’s SokoText, an SMS based food pre-odering application aims to connect food vendors and retailers in the urban informal settlements. The startup has received ($8,000) Ksh 730,000 from the London School of economics and  equity-free seed capital $40,000 ( Ksh3.5million) from Start-UP Chile in a quest to make food insecurity in Africa history.

SokoText’s unique idea got them a place at the world renowned Start-Up Chile, a program created by the Chilean Government, that seeks to attract early stage, high-potential entrepreneurs from around the globe to bootstrap their startups in Chile and use it as a platform to go global. The team will also have a temporary 1-year visa to develop their projects for six months, along with access to Chile’s social and capital networks. The startup was also among the the finalists at the 2013 Hult prize, the world’s largest social enterprise competition.
Banner-Do-it-Yourself-633x273Aimed at solving Africa’s food insecurity SokoText was founded by Suraj Gudka, Sofia Zab, Carolina Medina, Verena Liedgens and Jonah Brotman in 2013 specifically for small-scale vegetable retailers.

The platform gives small-scale vegetable sellers and kiosk owners ability to pre-order food stuff a day earlier before they go to sell them than buying them every morning.

“A vegetable or food vendor puts an order with us in the evening via an SMS text, stating what the exact amount of food they want. We then buy for them their orders and they come to pick them from us instead of going to the market the following morning. Suraj Gudka told TechMoran.

“We won’t be a marketplace for farmers to sell their produce on SokoText. We will mantain buying from farmers then selling to our subscribers. In future we shall go deep into rural areas where food is cheaper and buy from the farmers there,” said Gudka.

Banner-G7-grad.-party-1-633x273SokoText aims at buying food produce in bulk food directly from farmers hence eliminating middlemen and reducing the time and money the Mama Mboga’s spend to get their stock. The Mama Mboga’s  or vegetable sellers will instead just pre-order what they need and then pick at at various Soko Kiosks set to be distributed in Nairobi’s slums where people do their food shopping everyday as they do not have storage facilities to store food for a whole week or month unlike their middle class counterparts who have fridges and deep freezers.

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The start up has been running a pilot project in Mathare and is at the moment building a Kiosk to serve the Mama Mbogas. SokoText aims integrate all the urban slums in Kenya to the system by the end of the year. SokoText aims to change lives than just win awards.The funds will go along way in helping the start up set up Soko shops in different locations so as to serve a larger customer base and help in expanding and making better the start ups operations.

Nigeria’s RLG Communications Launches Smartphone Assembly Plant

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Image:Oxfarm
Image:Oxfarm

Mobile in Africa is huge and will continue to grow according to a report by International Data Corporation (IDC) which projects  the African smartphone market to double in volume over the next four years and account for close to a third of all handset shipments to the continent by 2017.

A Nigerian device firm, RLG Communications Nigeria Limited has said it will launch the first ever mobile phone and computers assembly plant in Nigeria on January 30th, 2014 in Ilesha Osun state ina move that will make phones even affordable and as a source of employment to the masses.

Dubbed the “RLG & ADULAWO TECH CITY” the plant will be launched as a government private partnership and is designed to assemble a minimum of 5,000 mobile phones and 2,500 laptops per day and as well act as a training center, research & development (R & D) lab. The facility will also have a Green Technology – Biogas Plant to provide cooking gas for the staff quarter and also the capacity to generate 3KVA electricity which can be used for lighting.

The facility has the capacity to employ 10,000 people directly and indirectly. The first set of employees are the beneficiaries of Osun Youth Empowerment Scheme Technology (OYESTECH), a programme set up by the state government to equip youths in ICT and it was implemented by the RLG training institute. A total number of 20,000 beneficiaries will be trained on this programme. The first set of 5,000 beneficiaries have graduated already.

DStv & Simba Colt to Give Away Cars, Free Subscription in a Three Month Promo

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995308_717935851563958_1109670826_nDStv Kenya and Simba Colt Motors will be giving away at least three Mitsubishi Lancer saloon cars or 12 months DStv subscription t in an initiative dubbed Subscribe Ushinde”

Aimed at rewarding DStv customers every time they reconnect before their due date, the customer reward promo started January 15th  and runs till March 31st March 2014. During the period, Anyone who buys a Mitsubishi Lancer from Simba Colt motors gets a DStv standard decoder including one month free subscription on the DStv Compact bouquet.

Open for participation to all DStv subscribers, the promo will give away 3 cars,  over 40 free subscriptions and 150 other fantastic prizes to winners. Among the prizes also include 13 High Definition PVR Decoders and 91 Walkas.

According to Danny Mucira, the General Manager of MultiChoice Kenya, “Creating meaningful value for our DStv subscribers is always our priority and MultiChoice has therefore started another loyalty incentive programme to reward subscribers for staying connected to DStv for three months and above.”

7327_XItPO5mw_oMucira added that MultiChoice is committed to continuously provide innovative and unique home television services which are innovative and exciting and keep viewers at the cutting edge of pay television. Recently the firm introducrd new programming and channels and new technology such as the Explora PVR, High Definition, DStv Mobile and the Drifta.

The firm, which is partly owned by the Kenyan government is at the forefront of developing local programming and  enhancing education and bridging the digital divide in the most underprivileged schools on the continent.

Its partnership with  Simba Colt shows how keen it is at rewarding its subscribers who are the core of its business. Mitsubishi Lancer is a brand many Kenyans want too because of its great performance.

Mr Dinesh Kotecha, the Executive Director of Simba Colt said,“It has been very active in Motorsports since 1974 when our very own Kenyan Driver the Late Joginder Singh won the East African Safari Rally in a Mitsubishi Lancer GSR.”

Meet 15 Year-Old Terkura Ephraim | Founder of The Imongo Social Network

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Tekura Ephraim
Terkura Ephraim

Founded in February 2012, The Imongo is a social discovery, social entertainment, and social informative network created by 15 year-old, Terkura Ephraim Unongo. Terkura is the single founder of Imongo, though he gets support at times from friends to continue developing his network.

The Imongo Network user base, with a few thousands of users is growing steadily. Apart from just connecting with friends and family, users can play games, catch up with news or read the various blogs  and access the many third-party apps available on the site.
TechMoran caught up with him and this is what he told us about his plans for this year and this decade. To find more about which games are on the social network just sign up for an account in a couple of minutes.
What does the name Imongo mean?

The name Imongo is derived from the Tiv native dialect of the Tiv tribe of North Central/Middle Belt Nigeria, in its simplest translation, Imongo means gathering, which I feel is a name that suits my goal the most, to create an international gathering of people from various walks of life coming together to mingle, stay informed, be entertained and share only what they want to share, and how they want to share it with the people in their lives and new people.

What inspired you to launch The Imongo?

I was inspired to create The Imongo because of my dream to change the world, and to show the world that an African who is a
Nigerian is worthy of competing with, I want to bring positive development to my nation Nigeria, Africa, and the world at large,
Imongo is my first way that I have begun to realize this dream, I want it to be written in the books of history that an African who is a
Nigerian made an impact in this digital age, by creating a social utility that competed with western created digital age wonders such as
Twitter, Facebook, Google Plus, etc.

Why launch a social network when there are so many already?

There are so many social networks, but yet they are so few successful social networks in terms of popularity, users, and activity. I have
launched The Imongo to become one of if not the most successful social networks on the web, created by a Nigerian.

Tell us more about yourself?

My full name is Terkura Ephraim Unongo, I am a 15 year old teenager and 9th grade student of Hillcrest School. I am a Roman Catholic. I speak Tiv, English, a little Hausa, and a little French, I enjoy listening to music, playing guitar, watching movies, playing video games, and talking with and meeting with people. I enjoy a lot of things basically. I want to become a Medical Doctor, Computer
Programmer, Businessman, and then hopefully go into politics to become the President of the Federal Republic of Nigeria in the future.

993712_552463024818771_576126446_nWhat is your business model?

We make money via advertising . At the moment our audience is in Africa and Asia, then the rest of the
world. I am targeting to get most of Imongo’s members between the ages of 15 and 35 in Nigeria, then the rest of Africa, then we will expand to the Middle East, the rest of Asia, and beyond. I believe there are many firms that want a perfect platform to reach this age group.

How has the going been since  launching in 2012?

We have been good. Our main challenge now is people, committed people, we are still very young and new and to grow exponentially to our full potential, we need committed people, people working on content, advertising and marketing, etc. but we are working on recruiting committed people that share similar views with us of making a difference in the world, and God willing, people that will work with us and work alongside us will come and join our team as we work towards the realization of Imongo’s dream of being at the top.

Do you have any affiliations or partnerships locally or on an international level?

Currently Imongo has no official partnerships, except for our platform that Imongo is built on, but we are working on getting partners, and affiliates but currently we are not there yet.

Who is your local competition?

Imongo a social discovery, social entertainment, and social informative social network sees no local competition in the categories
which we are categorized in currently, but in terms of website popularity, we have many competitors in Nigeria.

What makes you unique?

Imongo is unique from competitors because what we are and what we are trying to be is a 3 in 1 social network that has social discovery for meeting new people, social entertainment, and social information for being entertained with music, videos, and staying updated with the latest news, trending topics, etc.

tkunongo-300x160Where do you expect your business to be in five years?

Five years from now I see Imongo available in Chinese & Arabic, hopefully Hausa, Ibo, Yoruba, Tiv, Afrikaans, Swahili, French, Russian, Italian, Spanish, Portuguese, German, Japanese, and other languages, I see Imongo expanded to the whole of Africa, the U.K., & the U.S., at least, maybe Russia, China, Japan, and the Middle East, I see Imongo with approximately 100 million users worldwide. We want to be in every country in Africa, move into the Middle East, Asia, and the rest of the world.

Are you bootstrapping or you are seed funded?

Imongo has received funding for initial set up, and we are now working
on getting investments that will close the gap dramatically between
where we are and where we would like to be.

One word to boys/ girls  your age who want to start their own businesses?

I encourage all boys and girls out there thinking of tech business or any kind of legitimate business to go for it, it doesn’t matter who you are or where you come from, money isn’t the major thing that drives success, passion, motivation, hardword, determination, and faith is what makes things happen. Don’t be afraid to dream, ignore all those telling you that you can’t do it, take criticism in but never let opinions bring you down, plan, outline your steps and then implement them. Never give up, for our greatest weakness lies in giving up, keepon trying. Optimism is the faith that leads to achievement, be confident, but don’t be arrogant. Fall in love with your work and your dream, and with your efforts towards the realization of your dream.

Safaricom Launches An Obamacare-Like Service Targeting 38 Million Kenyans With Affordable Medical Cover

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slide1Health statistics in Kenya show that only 3 percent of the population has health insurance leaving out a whopping 38.8 million without health insurance.

The good news is that some firms have come together to help end this. Safaricom Ltd, Britam and Changamka last week unveiled an affordable micro-insurance health service to the masses in a move to make medical insurance accessible and affordable to everyone.

Dubbed Linda Jamii, the Obamacare-like service is an affordable and comprehensive medical cover that will provide a family premium cover at an annual subscription of around $140 (Ksh 12, 000) for a cover valued at $3,400 (Ksh 290,000.) Linda Jamii is both an in and out patient service and covers maternity, dental, optical, a hospitalisation income replacement benefit of Kshs.500 per day to take care of a patient’s lost income while in hospital and in the case of death, funeral expenses.

Users will use M-Pesa to save and pay their premiums in installments. Users can start uisng the cover as long as they accumulate $70 (Ksh 6,000) in contributions.  Open for persons 18-75 years and kids under 18 covered via their parents, the service is available in all Safaricom shops and M-Pesa agents countrywide, Uchumi Supermarkets and Postbank outlets countrywide.

obamacare-logo_fullOn the public launch Safaricom CEO Bob Collymore said, “Kenya has for a long time been accused of lacking a culture of adopting insurance. However we believe that the real reason that 97% of the population caters for their medical expenses out of pocket, is because of the cost of insurance premiums. Therefore, Linda Jamii is to medical insurance what M-PESA is to financial services. They both promote inclusion.

slide4If you have been keen, you have probably heard of Linda Jamii already. It’s not new as it was launched last year November 2013. But that’s not a big deal, who doesn’t want to push their services to the people who need them most? Linda Jamii was conceived by Changamka which recognized that many Kenyans were being locked out of the medical cover bracket by the cost of the medical packages on offer.

“The vast majority of the Kenyan population does not have a steady income. Subsequently, they cannot afford the premiums of existing medical covers which in essence leaves quality healthcare as the reserve of a privileged few. The introduction of Linda Jamii is therefore meant to fill this gap and shatter this medical cover glass ceiling thus allowing more Kenyans to access and enjoy better healthcare,” said Changamka CEO, Sam Agutu.

Linda Jamii is expected to enable users access medical care in more than 100 hospitals countrywide by mid this year.

 

CEO Weekends: Nigeria’s PushandStart to Help Startups in Africa Raise Over $1 Billion by 2019

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PushandStart, a new equity and debt-based crowdfunding platform opening to the public in the second quarter of 2014 aims to connect visionary innovators with early adopters who aren’t scared to be the first to trial a new product or service in a bid to show users that they too can become investors without breaking the bank.

Founded in 2013 by Nwachukwu Onyeaso, Ejike Okwor, Ernest Umeike, and Ify Onyeaso, PushandStart founders were inspired by failure and decided to showcase aspiring or bootstrapped founders to the world to raise funding and build their businesses. At the moment, the platform is targeting Nigeria and Ghana  but has plans to expand across Africa.

Nwachukwu Onyeaso, co-founder, PushandStart told TechMoran, “We help VCs and angels passively generate high quality deal flow. By creating our own labour market, we provide people from all walks of life with the tools and a platform to monetise their skills and collaborate with some of the continent’s brightest and most promising startups.”

pushandstart2“We make it possible for experienced professionals and entrepreneurs to interact with relative newbie founders, mentoring them and enriching the ecosystem with knowledge that may otherwise have just faded away. As a crowdfunding platform, we also realise we’re in prime position to enthrone the precepts of Lean Startup by generating data for the Learn-Build-Measure loop. Simply put, if your campaign does not do well, you need to work on some aspect of your project,” Nwachukwu Onyeaso added.

“These are folks who have awesome ideas but are hamstrung by inadequate funding. People who don’t know any VCs or angels and their FFF (friends, family and fools) funding round can barely get them started,” says Nwachukwu.

Starting and sustaining a business on the continent is a tough job, something two of the founders of Pushandstart.com found out the hard way when they were made redundant by their banks during the global recession circa 2008.

The team tried their hands at numerous things,  – public speaking, trading, hospitality businesses, a SaaS startup, teaching, financial services and almost everything but just became the quintessential Jack of all trades. Though some of these gigs put food on the table, they realized they were simply masquerading as businesses when in fact they were time-and-money sinks, sucking but never giving anything in return.

Then sometime in 2013, the scales finally fell off  their eyes and they figured other people would be having a rough time hacking businesses too. They then started interviewing other founders and their personal friends and what they found reinforced their belief that a platform where founders can come to freely share insights would be a winner.

They thought of a crowdsourced repository of entrepreneurial wisdom created by actual African entrepreneurs. Then later the crowdfunding bit and all the other features were layered in based on user feedback.

“It’s really interesting to note that once they decided to bundle in crowdfunding, user interest mushroomed, strongly suggesting that they were now addressing a major pain point, says Nwachukwu.

pushandstartThe inability by banks to loosen the purse strings and make funds available to fledgling businesses, a major reason why they cannot do much for startups led to them starting a crowdfunidng platform. Banks aren’t business angels or venture capitalists but custodians of depositors’ funds and must invest the funds and minimise the likelihood of loss unlike startup funding which has inherent risks.

Many startups ideas die a stillbirth, never to be enjoyed by the world. Much noise has been made of the new emerging middle class and how they are going to lift the continent out of poverty but Nwachukwu thinks the shifts will only happen if those who have the acuity to escape poverty are given the enabling environment and tools required to do so and business funding is a very necessary component in that mix.

According to Steve Case in a recent report by Infodev, it may be possible for developing nations to use this new funding mechanism as a means to spur domestic innovation and create a larger number of high-growth entrepreneurs.

“Crowdfunding may have the potential to help catalyse existing efforts to create entrepreneurial cultures and ecosystems in developing nations,” Case said in the report. The four therefore want to be part of making that happen. The report adds that there are up to 344 million households in the developing world able to make small crowdfund investments in community businesses.

They are also encouraged by Kickstarter which has raised over $480m from 3 million contributors. They also say the market potential in sub-Saharan Africa, estimated at $2.5bn is big as Africans are naturally community-minded people. Social media has also cemented that community feel.

The platform works simply.

With a new business idea, one signs up for an account on the site, build a business profile by crafting an elevator pitch for investors, completing a business model canvas or lean canvas and then determining how much money you require and how you want it structured, either as a loan or as an equity investment. If a user wants a loan, they indicate how much they can afford to pay back and for how long, say like $1,000 at 3% per month for 24 months.

The founders say they will also assign an index number based on the risk involved for potential investors, for example an additional 2.2% per month. If any investors like a users terms, they will contribute funds. If not they won’t and a user will have to modify them like an auction.

If a user wants to raise equity investment, he or she will need to value their company or business idea and based on that valuation, they’ will decide how much equity they are giving out to investors, then pick a mentor for advise, hire an accountant and start the campaign. Investors donate via major cards such as MasterCard and Visa and PayPal.

Set to earn from commissions on the funds raised and for every job completed via Pushandstart.com, the team risks competition from firms such as  JumpStartAfrica, Kowric, 1pagePlan, SliceBiz and PitchOffice even though their models are not entirely similar.

The four are not seeking any external funding and do not expect to do so in the near term but want to help entrepreneurs in cutting the cost of doing business, accessing market access and giving them more industry knowledge and funding.

“Ideas are essentially worthless until you get them out of your head and execute on them,” Nwachukwu says. “However, you should spare a moment to carefully consider. I rarely espouse nebulous qualities like passion with respect to starting a business, rather I think you need to have a dogged determination and staying power to bring your dream to fruition.”

Pushandstart.com expect to be live in 20 African countries in five years and to have crossed the $1bn mark in funds raised for startups also.

 

CEO Weekends: Zalego, Tecno App Challenge Submission Deadline Draws Close

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kca-bootcamp-13Zalego, a top mobile application development training institution in Kenya has announced that developers have just five days to apply for the Tecno App Challenge 2014.

The firm, working in partnership with Tecno, an Android smartphone manufacturer, said the deadline for developers to apply to the challenge have until 31st of January,  2014 to submit their apps.  The two firms aim to use the challenge to identify talent, and potential future partners and employees.

According to Eric Mutuku, Zalego founder,“I believe we have a lot of creative and innovative developers who have amazing solutions for different industry verticals. I urge developers to not keep these creative applications in their laptops but to let the world know about their solutions. I am calling on all mobile application developers to participate in this challenges it’s one of the best ways for potential investors and strategic partners to know you exist. For those who will not make it for this 2013 challenge, we have the 2014 challenge on the way”

The challenge was announced in July 31, 2013, and several developers have already submitted their apps.  Winning apps will be announced and awarded on 31st May, 2014 and the top app will take home KSh. 300,000, while the first runners up KSh. 200,000 and the second runners up KSh. 150,000.  All winners will take home a Tecno smartphone.

App submissions made as a team will have to select a team representative, who if the team wins,  will be responsible with receiving the prize and ensuring distribution of the same to all team members. Team members must also agree on a mode of payment.

Apps can be submitted to info@zalego.com for further directives. If a team or a developer has more than one app, he or she can submit them in separate emails.

Important Dates
(1) App Challenge announced on 2013 July 31
(2) Submit deadline: 2014 Jan 31
(3) Award: 2014 May 31

Prizes
1. Platinum Kshs 300,000+ 1 Tecno smart phone
2. Gold Kshs 200,000+ 1 Tecno smart phone
3. Silver Kshs 150,000+ 1 Tecno smart phone

 

CEO Weekends: This Ex Israeli Air Force Pilot is Disrupting East Africa’s Online Payments

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3GTEverything was normal for Eran Feinstein, an ex-Israeli army helicopter pilot. He had a happy wife and family and a huge cycle of friends. He had quit his plum army job, studied computer science and business administration and was working in Israel’s e-commerce industry until one day, he got a phone call from an airline in Kenya.

Eran was needed to help the airline sort out its online payments. It was the early days of Internet in East Africa and there were literally no players. He boarded a plane, did his consultancy job and saw a young nation rising and he went back home. But life would never be the same again.

Eran would not stay at home anymore. In 2006, his mind was fixed. He had finally found something he passionately wanted to do. The harder he tried to brush off the idea, the clear it became in his mind. The business idea was like his shadow, accompanying him wherever he went. He gathered up all his courage, convinced his wife and kids, packed up a few items and booked themselves a one-way ticket to Nairobi.

Over 600 clients in 8 years

Now nearly eight years since his decision to move to Kenya, Eran says he has never regretted. 3G Direct Pay, the firm he founded now has over 600 clients across Africa and is set to expand into Botswana, Namibia and Ethiopia soon.

“We began as as an online travel booking systems for airlines, but after sometime,  we realized there were no online payment systems in East Africa so we decided to introduce them. After operating as a booking platform for three year, 3G Direct Pay focus entirely on online payments as its main business.”

EranFocus is blind

“I am happy because we went through all the phases. People told us we were either mad or stupid because no one would ever pay online in Kenya or in East Africa, but I had learnt something when I was young. When were told that no one was willing to pay online in Kenya, we saw it as a challenge and opportunity.

At the moment, the firm has over 600 companies  from Kenya, Tanzania, Zanzibar, West Africa using its online payments system which accepts all major credit cards, mobile money and e-wallets and promises double the  security, efficiency and modern technology.

“Four years ago we had just two hundred clients but because we have been good at it for long and are experts in online payments, more clients began coming,” Eran says.

“We set some standards the time we began to do online payments all the way and we have been working with banks in Europe and in the US and firms like PayPal among others in the payments industry.

Mobile partnership for offline payments

mobile-credit-card-processing-android-487-300x200The firm is also working on a new partnership that will see it offer both offline and online payment services to its clients. This partnership see 3G Direct Pay clients accept non-cash payments offline too just as it has powered online payments for its travel agencies.

“We have selected an offline payments partner because they are good at it and we want to stick with our online expertise Eran says. “It’s not that cannot it all but we think everyone should be doing what he is doing best.”

Because 3G Direct Pay wants to power both offline online payments across Africa efficient, it’s set to launch in Namibia, Malawi, and Botswana and Ethiopia especially due to its growing population.

African expansion

According to the CIA World Fact Book, Ethiopia has over 90 million people and nearly 1.5 percent online and more getting online. Eran expects the huge population to be his customers both online and offline. The expansion into these countries will also help it be maintain its position as a leading online payments processor, providing payment solution services to hundreds of travel related businesses in East and Southern Africa.

It’s customer base is strong already strong in Kenya where it also faces stiff competition from firms like PesaPal, iPay, Jambopay among others. It’s also gaining a user base in Zambia, Tanzania, Uganda and is massive in Zanzibar, where it serves 35% of the country’s hotels, over 25 airlines and a number of tour operators and travel agents.

578733_363887580326007_1129146208_n3G Direct Pay’s upper hand is its 8 year experience powering online system and the founders e-commerce experience back home in Israel. I think his army background is also another advantage on online fraud prevention, which is estimated to cost firms.

The firm is not launching in Rwanda soon because it says there is not much massive online transactions market yet but it’s keeping an eye on it.

Avoid being a jack of all trades

It’s not that we cannot do many things, but years ago I decided that when we do something we should be the best, that’s why we are the express firm for the online travel industry and we know exactly what we are dealing in and know what clients need, we cannot provide everything,  its like but, people ought to act like professionals. This is where there are losing focus.

Everyone should be doing what they know best. Our next industry is the restaurants industry and we are not losing our focus which online payments for them.

One agency turned to him after their former payments firm messed up a customer transaction. The said online payments firm asked the agency to ask the traveler to provide a copy of his passport and credit card.

“Asking a client to send you a copy of the card is illegal. You cannot ask for a client’s copy of credit card and passport,” he says, triggering laughter from a woman sitting next to our table.

“They scared the client away, entrepreneurs need to focus on what they are good at and provide that at their best, instead of providing everything to everyone. Act like a professional and you won’t lose your customers,” says Eran.

And then he assures me 3G Direct Pay is serious on ending fraud.

Big data to combat fraud

According to a report from CyberSource, a unit of Visa Inc., retailers’ revenue lost to online fraud increased over the past two years to reach an estimated $3.5 billion, up 3% from $3.4 billion in 2011 and 30% from $2.7 billion in 2010, CyberSource Corp., a provider of payment processing and risk management services, says in its 2013 Online Fraud Report.

But the news isn’t all bad. The estimated loss of $3.5 billion last year is down from the recent highs of $4.0 billion in 2008 and $3.7 billion in 2007,

The average fraudulent online order ticket value dropped 20% to $200 last year from $250 in 2011. By comparison, the average valid orders ticket value dipped to $149 in 2012 from $150 in 2011.

With an eight year old database, 3G Direct Pay says its online fraud prevention centre is the most advanced and the biggest in East Africa. He says the firm has a team that analyzes data from its database and from its partners worldwide. The team tracks fraud patterns and can identify a fraudsters from whichever location worldwide. The team also monitors transactions in real-time, flags fraudsters or cleans doubts on those that have been blacklisted, or whose cards have been marked suspicious.

Eran stresses that fraud is different from the kind of service a firm offers, a firm selling airtime online and another allowing others to pay for services online have different modes of combating fraud. Fraud parameters  in the online travel industry is different from online airtime sales.  Airtime fraud is small and requires less technology compared to online travel.

3G Direct Pay monitors transactions by looking at the good side of the person not out to blacklist everyone. It uses parameters to convert one to be a client than blocking them. However, this does not mean the firm is lenient on fraudsters.

“The moment we confirm from data that one is a fraudster, we will nab them. Though we want to work with as many good people as possible; our clients shouldn’t worry about fraudsters. We know how to deal with the fraudsters and we want our clients to do business more freely.”

Payment service providers need to know the industry they work in and be able to litigate risks when they come up so as their clients are safer without having to  carry guns to their premises. People are no longer carrying cash on them. As firms go cashless, so does fraud but with firms like Eran’s using technology to secure clients, the future is bright, even with hopes of an influx of more players by the day.

More players

More players in the industry will be good. Three years ago, 3G Direct Pay was the only player in the online payments industry, things have since changed.

“It’s ok, the marketing is developing quickly. It’s growing rapidly and it will be ok if we have more players, big and small and among those if we have one that is offering good services will take over.

We were the only players but at the moment other companies providing online payments are coming in, more players will make the services even better, its not about reinventing the wheel and building own M-Pesas but making the existing solutions better. The serious ones will take over. We might have 3 biggest payment processors in the region in five years, the market is still moving.

In the future Eran thinks Safaricom’s M-Pesa will be the region’s biggest payments processor, even better than their mobile services as they better at financial services. There and  At the end of the end, when this guys agree on connecting themselves together, this is the future. We are not the back, we are not M-Pesa, so we would want to that’s why we need partnerships.

The future of payments in Africa

Eran is looking into a future where a group of payment players will come together and give users an interconnected service.

“At the end of the day when the giants-the banks, the mobile money providers will be connected, that is the future of payments,” says Eran.  “The future of payments is when one machine can connect all the payment options available.”

He hopes that banks will just act as the back-end system and users won’t have to go to a bank as a company can connect them to the bank. He says that though M-Pesa is brilliant, the main problem is that it’s not connected.

“I am looking at a future where these options are connected, that when you want to pay with M-Pesa, money leaves your Airtel Money or bank account to your M-Pesa account. It’s a matter of time when M-Pesa,  Airtel Money and our banks are fully connected,” he says.

Eran’s suggestion is not just a dream; various studies have suggested the need for mobile money interoperability to allow users switch money across accounts and even save money.

Away from home, a new payments player dubbed the Coin Card recently launched in the US. Coin replaces all a user’s payments cards and gives them an option to pick whichever card they want to pay with. Eran says this is in the horizon; his firm is working on a partnership which will see their online system.

CEO Weekends: FastCashier Advisor Comes to Windows Store to Help You Meet Your Saving Target

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download (2)Ghanaian-founded FastCashier recently announced it had launched its Fastcashier Advisor on Windows Store to help users organise their Incomes, Expenses, Reports, and set reminders in a bid to help them achieve their financial goals.

A user can set the app to advise him or her every morning, lunch break or in the evening after a hard days work. A user can then set aside the amount of target to save on that say or week or year.

“You are assured of achieving your targeted savings per day, week, month or year,” the team said.

Said to be Africa’s PayPal and Quickbooks combined, FastCashier develops accounting, payment processing and payroll software for enterprise firms and individuals. The advisory app is targeted at users who want to know how much they are spending on what and how or what they should cut down on. The team says it will add more features to the app like free and daily tips on Tax, Accounting and Payroll among others.

Fifty Shades Of Grey Revealing Scenes to be Edited?

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Fifty Shades of Grey’s raunchy sex scenes could be cut out of the upcoming film adaptation so it can avoid an NC-17 rating. Stars James Dornan and Dakota Johnson have reportedly already filmed most of the sex scenes for the movie.

A decision by the studio to make the film less racy (in order to get a lower age rating) is likely to upset fans of the books, who will be expecting to see all manner of raunchy acts in keeping with the original’s um… ‘tone’. The book was famous for making mummy porn acceptable but fans of the trilogy could be disappointed by the movie version.

An NC-17 rating in the US means that under-18s cannot watch the film.

An insider added: ‘They’ve filmed the majority of sex scenes and have really hit it off.’

Dornan has been snapped surprising Dakota Johnson on the set of Fifty Shades of Grey. The actor, who plays Christian Grey, was pictured covering his co-star’s eyes in a scene where he gives Anastasia Steele a brand new car. He looks smart in a suit as he puts his hand over Dakota’s eyes before he presents the vehicle to her.

The pair have been shooting the film adaptation of EL James’ novel in Vancouver, Canada, with director Sam Taylor-Johnson.

Johnson was also seen filming scenes with Max Martini, who plays Christian’s bodyguard.

The film, which stars Dornan as kinky billionaire Christian Grey and Johnson as shy Submissive Anastasia Steele, is set to be released on 15 February 2015.

Would you watch a Fifty Shades Of Grey film that didn’t include any sex scenes? Let us know below…

Nokia Launches its $100 Nokia Asha Smartphones in Kenya

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Asha-502-Dual-SIM-KSP-1-jpg If you have been  looking out for an affordable smartphone Nokia has you covered.  The Finish firm has today launched its Nokia Asha 500, 502 and 503 in the Kenyan market and are selling for around $150 or less depending on where you buy it.

The firm says its new Nokia Asha 503, available in Kenya as a single SIM phone is the first 3.5G model in the new generation of Asha Platform smartphones and spots a unique layered design and a scratch-resistant, curved Gorilla® Glass screen. It has a 5MP camera and LED flash at just Ksh 10,500.*

The second piece, is a Nokia Asha 502,  is a dual SIM phone and is retailing at Ksh 9,700* while the Nokia Asha 500 will be retailing for Ksh 7,600*. The firm said that the Nokia Asha 502 and 503 will be available in the country as Easy Swap dual SIM variants to allow Kenyans swap between SIM cards on the go for better tariffs.

The phones haven’t been made available to us for review but the firm says the Nokia Asha 503 and the Nokia Asha 502, are the first Asha Platform devices with a built-in five megapixel camera with LED flash and features a full-touch display and fully redesigned user interface.

For navigating the phone, swipe is the main tool used either for answering a call, viewing notifications or closing an app or when activating the built-in camera.

The phones boast of Fastlane, a shortcut to a users activities, calender, appointments and recently accessed apps, features and content. Other great apps available include WhatsApp,  WeChat, Line, eBuddy and Nimbuzz and many others.

Basic Specs

Nokia Asha 503

 

  • Display: 3” scratch-resistant curved Gorilla glass screen
  • Weight: 110.2g
  • Standby time, single SIM: up to 35 days
  • Standby time, Dual SIM: up to 20 days
  • Network: 3.5G
  • Camera: 5MP camera with flash
  • Other: Bluetooth 3.0 with SLAM
  • Recommended retail price: KES 10 500
  • Available in black

 

Nokia Asha 502

  • Display: 3” QVGA screen
  • Weight: 100g (including battery)
  • Standby time: up to 24 days
  • Network: 2G
  • Camera: 5MP camera with flash
  • Other: Bluetooth 3.0 with SLAM
  • Recommended retail price: KES 9 700
  • Available in bright red and black

 

Nokia Asha 500

  • Display: 2.8” QVGA screen
  • Weight: 101.3g
  • Standby time, single SIM: up to 35days
  • Standby time, Dual SIM: up to 22days
  • Network: 2G
  • Camera: 2MP
  • Other: Bluetooth 3.0 with SLAM
  • Recommended retail price: KES 7 600
  • Available in bright red, white and black

GSMA Joins Alliance for Affordable Internet to Drive Uptake of Mobile Broadband in Africa

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GSMA-LogoThe GSMA has joined Alliance for Affordable Internet (A4AI) to identify policy and regulatory barriers to Internet access and affordability and collaborate on plans to address these issues globally.

Joining A4AI will help the organizations tackle the challenge of mobile broadband penetration in Africa and other less-developed countries which have penetration rates of mobile subscribers as low as 20 per cent (Ethiopia), 28 per cent(India) and 30 per cent (Pakistan) according to GSMA Intelligence.

“There is an urgent need for affordable smartphones, the rapid, economically viable deployment of wireless broadband infrastructure in rural areas and the promotion of digital literacy to help connect the unconnected in underserved communities around the world,” said Anne Bouverot, Director General, GSMA.

Launched in October 2013, A4AI’s main mission is to make broadband access to all and at affordable prizes, less than five per cent of average monthly income. A4AI thus seeks to create the conditions for open, competitive and innovative broadband markets via policy and regulatory reform through a combination of advocacy, research and knowledge-sharing at global, regional and national levels.

Sonia Jorge, Executive Director of the Alliance for Affordable Internet added: “Despite recent falls in prices, mobile broadband remains prohibitively expensive in most developing countries. A4AI’s recent affordability report highlighted that for those living on less than US $2 a day, mobile broadband costs in excess of 20 per cent of monthly incomes in many countries, and skyrockets to as much as 48 per cent of income in Colombia, and 35 per cent in Zambia.

“A4AI is tackling the regulatory and policy barriers that keep prices artificially high. Working with the GSMA and its members to lower cost structures and develop innovative delivery approaches will be a significant boost to our efforts. We must drive broadband prices down rapidly to enable billions more – particularly women and under-served rural communities – to access the life-changing potential of the Internet.”

GSMA is not new to A4AI. Before the Alliance’s launch, GSMA helped it shape its principles and policy positions. A4AI is made up of Ericsson, Facebook, Google, Intel, the Internet Society, Microsoft, the Omidyar Network, Alcatel-Lucent, the Association for Progressive Communications, Cisco, the Commonwealth Telecommunications Organisation, Research ICT Africa, the UK Department for International Development (DFID), USAID and Yahoo!

These organizations plan to start work in Ghana and Nigeria in the first quarter of 2014.

This is How to Prepare for & Win the TechCabal Battlefield $10,000 Grand Prize

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This video pitch will help you prepare for and win the TechCabal Battlefield 2014. As long as you have a startup, which is less than two years old, you have raised some money but not over $200,000 and you feel you need some more. Watch this video instead of conspiring to rob a bank.
For starters, TechCabal is a premium online news publication for startups. The popular publication has launched its inaugural version the TechCabal Battlefield, something like Shark Tank or Dragon’s Den to give you chance to prove that your product is awesome and it can meet the demands of the Nigerian market. All you need to do is apply, prepare, go pitch and bring home this cash. Sounds easy?
150153_188414254638921_1126939424_nHowever, you won’t get the prize money just like that. You have to have an awesome product, as a Ninja, you have to demonstrate the product to the judges and the audience, show that it really works. Get your freaking PowerPoint ready, and a tribal print hoodie and a pair of hot trainers. And do some pitching before your mirror.
And apart from you demo-ing a working product, you have to be sweet and eloquent and sure. The sweet tooth will help you sell your product to iROKOtv’s Jason Njoku, Jobberman’s Ayodeji Adewunmi, Stanbic IBTC’s Akintunde Oyebode  and Paradigm Initiative’s Gbenga Sesan. As the judges, they are more of your early users and their feedback is significant. They just have to like it and like it or you are doomed. It wont be easy, it’s work, you’ll have to start preparing now by looking at MKO Abiola’s daughter gym it here.
TechCabal
If these gentlemen say you carry the day, then no one will say no. As the best startup, you will walk home with $10,000, free money and you will be at liberty to blow it up the same night on anything. There will reporters and bloggers everywhere wanting to talk to you, and boys and girls and your competitors whinging. Plus you never know, one of the Social Media Week participants might be looking for a startup to invest in all their pension!
If you are not so good, or by bad luck you have a sore throat and come second, don’t fret. There’s $2,000 for you to take home and bro or siz you better plan for it now, you can even make an order from Konga if you are sure you will win it.  The third prize winner won’t go home empty-handed, there are lots of prizes and plus great feedback from people who have build global companies, not just websites.
TechCabal will also write about your startup, and you will be featured on VC4Africa and Memeburn and reach their millions of readers monthly. This is like a movie but its true!
Mark the dates- Wednesday 19th February 2014 at Terra Kulture, Victoria Island, Lagos. TechCabal Battlefield is part of Social Media Week Lagos 2014.
Requirements:  1.Your startup has to be less than two years old.
                                 2. Your startup should NOT have received funding of over $200,000.
Apply here HERE  or  HERE.

This Is What Cisco’s Study Says Internet Of Everything Can Do

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IOE_IOT21

The Internet of Everything (IoE) could generate $4.6 Trillion in value for public sector organizations over the next decade, according to a new study released by Cisco.

The report claims that the IoE can help governments create value by saving money, improving employee productivity, generating new revenue (without raising taxes) and enhancing citizen benefits.  

IoE is the networked connection of people, process, data and things, and the increased value that occurs as “everything” joins the network. Several technology transitions – including the Internet of Things, increased mobility, the emergence of cloud computing, and the growing importance of big data, among others – are combining to enable IoE.

The study says that with IoE in the next 10 years;

  • Smart buildings could generate $100B by lowering operating costs by reducing energy consumption through the integration of HVAC and other systems.

 

  • Gas monitoring could generate $69B by reducing meter-reading costs and increasing the accuracy of readings for citizens and municipal utility agencies.

 

  • Smart parking could create $41B by providing real-time visibility into the availability of parking spaces across a city. Residents can identify and reserve the closest available space, traffic wardens can identify non-compliant usage, and municipalities can introduce demand-based pricing.

 

  • Water management could generate $39B by connecting the household water meter over an IP network to provide remote information on use and status.
  • Road pricing could create $18 Billion in new revenues by implementing automatic payments as vehicles enter busy zones of cities, improving traffic conditions and raising revenues.

“With more of the world’s population moving into urban centers daily, cities must become more flexible and responsive to citizen needs, while making the most of public resources,” said Wim Elfrink, Cisco’s EVP of industry solutions and chief globalization officer.

The governments also have their share of good times with IoE, this is how;

  • State agencies could claim $677 Billion in value by applying IoE solutions to processes like bridge maintenance, offender transport, chronic disease management, connected learning and wildfire suppression.    

 

  • Non-defense federal agencies could capture $462 Billion through IoE solutions improving disaster response, fleet management, cyber security and many other areas.
  • Defense forces globally can improve the effectiveness of military missions by four-fold through secure connection and information sharing among soldiers, bases, vehicles and battlefield assets. Improved connections among defense forces globally could generate $1.5 Trillion in value and measurably enhance solider safety. 

“Public-sector leaders are under tremendous pressure to bridge the gap between rising citizen expectations and shrinking resources,” said Martin McPhee, Cisco’s SVP for Consulting Services. Public sector leaders should act now to identify major IoE opportunities in their agencies, and begin by reimagining what is possible in an IoE world.”

Intel’s Cloud Television Division Goes To Verzion

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verizon

­Verizon is buying Intel Media, a business division dedicated to the development of Cloud TV products and services; unfortunately the terms as to how it was being purchased have not been disclosed.

The new owners said that the purchase will accelerate its ability to deliver video services, both integrated with Verizon FiOS fiber-optic networks and delivered “over the top” to any device.

Verizon will purchase intellectual property rights and other assets that enable Intel’s OnCue Cloud TV platform. The company will however not kick out the employees of Intel as it will make employment offers to most of the approximately 350-person Intel unit.

“Verizon already has extensive video content relationships, fixed and wireless delivery networks, and customer relationships in both the home and on mobile. This transaction provides us with the capabilities to build a powerful, capitally efficient engine for future growth and innovation,” said Lowell McAdam, chairman and CEO of Verizon.

Once the transaction is closed, Verizon expects to integrate IP-based TV services with FiOS video to reduce ongoing deployment costs. FiOS customers are also expected to benefit from additional services being integrated with the Verizon Wireless LTE network.

LG’s G Flex Will Land Next Month

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G FLEX

The next people in the world to have the hands on experience of the new LG curved phone, the G Flex, will be Europe.

The electronic company has confirmed that will be rolling out its G Flex smartphone into a number of European markets from February.

LG G Flex has so far been available in (Korea, Hong Kong and Singapore) and was announced at the Consumer Electronics Show (CES) earlier this month that it will launch in the United States sometime this quarter on three of the country’s biggest wireless carriers: AT&T, Sprint and T-Mobile.

“The introduction of the LG G Flex in Europe demonstrates our confidence in the global marketplace for a curved smartphone,” said Dr. Jong-seok Park, president and CEO of LG Electronics Mobile Communications Company.

The G Flex is six inches (diagonally), has a plastic OLED display (which they choose to call it P-OLED), it is the largest display for a smartphone.

That’s not all about its curves as it also has a curved battery and (here is the cool part) it is the first phone to feature a self-healing coating on the back cover, making it immune to minor scratches and nicks.

The device also features user-centric UX features such as QTheatre, Dual Window and Swing Lockscreen designed specifically for the curved screen.

Five Ways CX CRMs Revolutionise your Sales Machine

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Aneesh Reddy, Co-founder & CEO Capillary Technologies
Aneesh Reddy, Co-founder & CEO Capillary Technologies

By Aneesh Reddy, Co-Founder and CEO, Capillary Technologies

 

Any business looking to scale needs business processes. Good business processes take your company to the next level by automating functions that previously required management in the form of human capital.

And in case you haven’t noticed, human capital can get expensive.

Fortunately for you, the right tools can help you avoid and reduce those costs. One of your first core business processes to put in place is your sales process. A company is only a company if it has customers and once you have enough customers, the key to growth becomes how you maximise your revenue potential.

The best tool to manage that growth is a CRM. And the very best kind of CRM is one that incorporates not only the standard tracking elements of any sales cycle, but also social media activity and other key variables of customer experience. We call these CRMs – CX CRMs. CX CRMs add texture to your sales strategy by enhancing intelligence to improve communication and drive returns.

Here are five ways CX CRMS optimise sales for profit.

#1: They track every channel.
Just as a good sales rep leaves no stone unturned, CX CRMs leave no customer untapped. Nearly one third of consumers use three or more channels to purchase. And by overwhelming margins (75%), consumers prefer the path of “online to in-store” over any other omni-channel routes to purchase.  Whether your customers prefer to use mobile, email or social media as a potential point of sale, CX CRMs address every necessary customer touch point to land the highest possible number of sales. They consider and predict the channels that customers want to use and match those channels with the perfect offer.

#2: They make rewards programs easy.
Customers love rewards. But often times, retail-based rewards systems are confined by the need for physical tracking rather than easy, electronic systems. With CX CRMs, it’s easy to track every purchase a customer makes. No more rumpled punch cards handed out upon first purchase before getting lost in the back of a wallet or bottom of a purse. Instead, customers are propelled to buy without the hassle, and pleasantly surprised when they earn something for free.

CX CRMs make retail forms and cards obsolete so you can show your savvy and keep customers happy.

#3: They empower in-store employees.
Clienteling allows employees to pull up individual customers and utilise a variety of tools, such as in-store tablets, to improve profitability, productivity and sales. Armed with in-depth intelligence about past customer behaviour, from purchase to interaction, employees stand much better odds of maximising the value of every person who walks into the store and rings the register.

Don’t just incentivise your employees; provide them the power of clienteling so they stay one step ahead of the sale. Your bottom line will thank you.

 #4: They leverage the instant offer.
It would be nice if customers could tell you directly what would appeal to them before you made your offer. Unfortunately, that’s not how it works. Instead, your store is tasked with creating something eye-catching and sales-worthy based on past data alone. Seems a little like rolling the dice, right?

Good news: it doesn’t have to be. CX CRMs have a knack for knowing what kind of offer will appeal to what kind of customer and when to use instant offers to make the sale. They are, bar none, the easiest, most effective way to deliver instant, actionable offers to customers in the form of relevant, useful coupons. And since 8% of instant offers are redeemed the day they are sent out, the impact is highly measurable and tangible for any business owner or decision maker.

It’s like reading your customers’ minds!

#5: They target with awesome precision.
 Customer demographics are a retailer’s best friend.  Breaking your customers into clusters yields better results because it allows you to account for thousands of factors, such as gender, age, date of purchase, frequency, income, purchase size, etc., changing your approach for the better on a customer-by-customer basis. Proper analytics can yield 2-5X the return of standard CRMs, even for smaller retailers. Of course, that kind of return is nothing to sneeze at, no matter how large the company is.

 

South African Firm Launches Statistics & Data Mining Training for Enterprises

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dataminingSouth Africa’s BI and analytics specialist BITanium has launched a series of statistics and data mining courses in a move to help enterprises maximise their returns on analytical tools.

The courses will be delivered at BITanium’s training facility in Woodmead, Johannesburg, as well as at customers’ premises and selected venues Cape Town.  Course material can be customised in line with organisations needs. BITanium plan to expand on their range of courses during the year.

According to Dr Tracy Dunbar, Director of BITanium, BITanium has noted a growing need in business to extract insights from the data available.

“With data as the new competitive advantage, enterprises are looking to maximise their returns on analytics tools and achieve value from their data. However, little training has been available in South Africa to date, to assist people of all levels to use their data effectively.”

Nadine Shenker, Director of BITanium, adds that even graduates with statistical qualifications tend to have focused on the theories behind analytics at university – rather than the practical application. “We are also seeing businesses investing heavily in data mining and analytics tools, but not realising the full ROI from them. It’s much like investing in a luxury car without having a driver’s license – you cannot optimise the value of the tools without knowing how to use them,” she says.

Amid growing demand for data scientists and analytics support and training, BITanium has launched a series of training courses for business and IT, aimed at enhancing their understanding of analytics and delivering practical insights into the use of analytics tools in enterprise. The interactive courses, running over one to three days, are presented by experts in their field and focus on the real world application of analytical techniques.

“Currently, the training available starts with a basic introduction– covering the basics of data definitions, data analysis and presentation of results – for business people who have never engaged with statistics,” says Dr Dunbar. “Courses are also available covering advanced data mining techniques, research methodologies, and the optimal use of specific tools such as IBM SPSS. The training serves as a first step towards gaining IBM toolset certification.”

The BITanium statistics and data mining courses are ideally suited to:

·         Business and department managers who need to extract value from data

·         Analysts in the public and private sector

·         Researchers

·         Marketers

·         Actuaries, statisticians and data scientists

·         Underwriters

·         Fraud and credit risk professionals.

For more information, visit http://www.bitanium.co.za/training-courses or contact  training@bitanium.co.za

 
 

SOUTH SUDAN’S GOVERNMENT SHUTS DOWN TELECOMS

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South Sudan’s mobile operators stand to lose to the unending fights between government troops and the intensified rebels, after the country’s government ordered all mobile networks be shut down in the boarder state of upper Nile.

According to Ateny wek Ateny presidential spokesman. The move is mainly for security purposes.

“It was for security purposes. Anywhere in the world, governments have the power to do this, if there is insecurity it can shut the network. You cannot leave the network up in a place where there are rebels. You have to cut the network where they are,” said Ateny.

The shut of mobile communication is hoped to help cease attacks between rivals with a confirmation of major phone services blocked except Renk and Paloch.

KENYANS TO GET DECODER LOANS: MULTICHOICE PARTNERS EQUITY BANK.

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Pay-TV operator multi choice has partnered with Equity bank in a bid to offer set box financing to Kenyans ahead of analogue-digital migration.

The move by the Multiplatform pay television operator will enable millions of Kenyans meet the analogue switch off date by easily purchasing leading technology infrastructure, that offers the latest television innovation at an affordable subscriber cost for both DSTV and Go-TV.

“This timely financing partnership will ensure Kenyans are able to enjoy the benefits of digital entertainment from our brands with financial ease,” said Multichoice Kenya General Manager Danny Mucira.

Interested equity customers will go through normal credit vetting where this is anticipated to take a short time before an individual lands their device of choice.

Equity bank also provides subscribers with a pay platform at retail outlets through EAZZY 247 mobile banking completing the convenient package for consumers.

“We are delighted with this partnership as we seek to facilitate the acquisition of decoders,” noted Equity bank’s Chief Operating Officer, Julius Kipng’etich.

Zimbabwe’s TelOne Invests $90 Million In Projects That Will Build On Data

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TelOne, Zimbabwe’s fixed telecommunications operator has decided to brimg in projects that will improve growth data business, and this will cost them $90 million.

The managing director of the company, Chipo Mtasa said that the money was part of the company’s budget set aside towards developing new projects.

“We are currently conducting feasibility studies on most of our projects but the way we want to grow as TelOne is that we need to focus on our data business. The US$90 million budgeted for new projects will not be used in 2014 alone but will expand into 2015, because we want to employ cost cutting initiatives as effective as possible,” said Mtasa said.

She added that discussions are still on going to refine the scope of the projects. The company, she continued,will continue to set up more one stop shops around the country in order to increase sales for voice and broadband services.

“The decision to set up the shops countrywide is part of company efforts to bring its services closer to customers. We agreed that TelOne should be closer to its clients where everything will be monitored and recorded from the Head Office,” said the managing director.

Mtasa stated that TelOne is still owed millions of dollars and they hope by the end of the first six months of 2014 all the debts would have been collected. Defaulting customers owe the company over US$200 million.

The issue of unsettled accounts has affected the uptake of other TelOne services like ADSL, as initially customers were not allowed to subscribe for new services until they settled all outstanding debts.

According to the latest statistics from the Posts and Telecommunications Regulatory Authority of Zimbabwe fixed line subscriber numbers in Zimbabwe fell to 301 650 from 325 000.

No Jobs? Well The Machines Are Taking Them!

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The Great Reset - Disappearing JobsBy Dr. Peregrino Brimah of ENDS.ng [Every Nigerian Do Something]
Follow him @EveryNigerian

Welcome to 2014. While many of us in developing nations are embroiled in trivial and non sequitur ethnic, religious and political/governance battles, there is a new and most powerful ‘race’ that is slowly but steadily conquering the world and promising to deprive us of what we yet have today, and the job security we aspire for.

Knowing that most criminality and terror is rooted in competition for opportunity, land and the pursuit of happiness, I dare say we are lucky… that we have not yet been allowed to advance, thanks to our frictions, and as such do not yet critically experience this most serious and unavoidable new competitive threat to humanity. We can barely cope with human-human competition, talk less the machine revolution.

The job loss in America, as much as it is blamed on simple and rather comforting explanations like, increased global competitiveness, exporting jobs, inept administrative policies and the like; is highly attributable to this new ‘race’ of monsters.

It is the machines; the blessing of advancing technology, creating a race of gadgets that are surely and steadily replacing jobs, primarily in the ‘developed’ world and eventually everywhere.

This December, the CEO of Amazon, the world’s biggest online store, Jeff Bezos revealed the companies “Prime Air” drone project which intends to deliver light weight packages to customers within 30 minutes of clicking ‘buy now.’ 80% of Amazon orders are lightweight; this translates to almost 80% replacement of human low skill deliveryman labor.

UPS, the world’s largest package delivery company is also researching the utility of drone technology to deliver packages. All these are in the test phase and are expected to fully roll out within the next 4 years.

Already in the biggest stores like Wal-Mart, machines have been replacing most human checkout kiosks/tills. And the thing about these automatic checkout points is their humanness. They, unlike simple computers of the past, interact in conversation style with the customer. The machines say, ‘welcome,’ ‘please scan your item;’ ‘please put it in the bag.’ And wish you off with a friendly bye-bye, ‘thanks for shopping with us.’

By the end of 2014, there will be 430,000 self-checkout points in Wal-Mart stores around the United States. That is almost half a million jobs lost in the US. It takes only one attendant to supervise up to six checkout lanes.

 

The same trend has been occurring in BJ’s, CVS, M&S and practically all major retail stores worldwide. This equals millions of every day staff who are being laid off by a better ‘race,’ the race of machines. US president Barack Obama can simply not catch-up with this rate of job replacement by machines that are cheap to operate, do not require health-care, do not complain, are always punctual and are purchased only once for a fraction of the yearly wage of a human, and work continuously, no pain, no lunch-break, no monthly cycle, no pregnancy, no picking-up kids, no leave; requiring only occasional visits by technicians.

But it gets even worse—for us mortals, that is.

It’s not only low skill labor that is at risk of replacement by machines, but practically all types of professions, bar none.

Our years of interactions through machines, like the computer-internet, our cell phones, and all other devices, has provided an invaluable pool of information about human interaction that is being mined and researched on by Google, faceBook and other central corporations.

Do not think you are so unique, or your reasoning is peculiar to human beings and not replaceable with machines. Ever spoke to an automated machine on the phone before? Think about how these have advanced over the years, also reducing several phone desk staff with single automated responders which interact with you and try their best to resolve your problem before finally transferring you to a live agent. As time goes on, these automatic telephone responders are being developed to handle more and more in conversation style with customers.

I must interject, at this time, that the only thing we (man) have up on machines is a soul. But that’s a whole other conversation.

Google CEO Eric Schmidt is excited about the possibilities and what he is achieving with quantum computing. He is on a mission to develop technologies to replace virtually all human endeavors. He projects practically all careers will be replaceable in 4-9 years.

It’s rather quite simple. Introduce a quantum calculating computer to a physician setting. First load it with all the medical text book information; then allow it to digest 1,000,000 typical doctor patient interactions, with questions and doctor prescriptions. The result will be a computer that can replace a physician.

You think this is extreme? Well, it has already been developed. Did you watch the Jeopardy-bot, IBM’s Watson, “cognitive computer,” which was able to defeat the world’s smartest competitor in the tough verbal question show? Indiana University researchers demonstrated that a new computer program was 42% better than doctors at both diagnosing and treating health conditions. And the machines ‘charge’ one third what human doctors charge for the same service. Start thinking of the “Doctor App” on your Android or iPhone soon, which will replace 90% of clinic visits.

We are talking about AI (Artificial Intelligence); which is in its final stages of development. These AI machines can replace almost every job. Computers that can think, and perhaps think better than you, in addition to having a 1000xs better retentive memory capacity. Today these machines are being introduced not yet to replace doctors, but to complement them and reduce their work load.

The Robo-Doctor kiosk which has been introduced at Wal-Mart locations in America is a health-care screening machine which interacts with patients and asks relevant questions, gathering standard health-care information that physicians, nurses or other health-care staff usually retrieve, including height and vision tests and then giving basic health-care advice and recommending specialist care. It starts with these, and then with the rate of advancement of technology, before we know it, thousands of health-care professional jobs will be replaced.

And if medical jobs are at risk, then what field is safe? Engineering? AI’s can produce hundreds of technical designs and fixes per second. It will all depend on the software and upgrades you can afford to purchase from AI developers like Google; developed thanks to the invaluable information our simple interactions on the internet, like ‘liking’ beautiful buildings, cars and clothes, to engineers actual designs uploaded into computer clouds, provide.

And they make sense. Why hire six Engineers, when you can hire two and purchase an AI that churns out 100s of models per minute?

The challenge of the machines is extremely wide. You only have to imagine and do a quick search to see what field still promises job security. Bank tellers have been replaced with automated cash machines. Mechanized farming allows 4 farmers to replace 400. Even Taxi drivers and chauffeur services are not safe as driver-less cars are in full development and being tested by major companies.

What of our emotional engagements? When you send a text to a loved one, what is your guarantee that the response you got from their phone was thought of and sent by them? What if and when our phones have software that recognizes our patterns and can be put on autopilot when we sleep for instance or are busy, to respond with our usual chat pattern with old and new acquaintances, possibly screening them for us and only forwarding those that they ‘think’ might strike our interest or have emergency needs, to us to continue the chat?

The world is changing. In Africa, things may not yet have developed or advanced to this level, but we do share the risks and need to take advantage of the opportunities. At this time, where we do not face such job replacement by computers, African nations should have a job boom. Rather there already is a critical shortage, with great percentages of our youth, unemployed, while technology for chaos is advancing likewise and readily available. This is a serious problem that must be critically analyzed, because when the machine ‘race’ joins our present bloody competition and erodes more jobs in Africa as it has already in much of Europe, what will be the outcome in terms of jobless terror?

For those of us who work or seek careers abroad, one must consider long-term job security when selecting a profession. You just cannot go wrong with computers and entertainment. Unfortunately I can’t say the same for marketing, manufacturing, and even professional careers like medicine, law and engineering. In your career field, you want to make yourself indispensable. Someone, a researcher or computer skilled programmer/developer who will still be employed till the tail end of the machine race replacement era.

Google’s Eric Schmidt in a recent Zeitgeist meeting excitedly described social robots in the development phase. Robots he is anxious to send in his stead to public functions (in the “dangerous night”), that will be able to interact; smile, talk and think just like him, and then come home to plug into a system and upload their engagements of the night for his perusal the next day.

These changes are projected in the next four years. There are so many things to think about.

TechCabal Partners With Social Media Week Lagos to Launch a $10,000 Startup Competition

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You have probably heard of TechCrunch’s Disrupt or Battlefield or any startup pitchfest in your city. Our friends at TechCabal, Nigeria’s fastest online tech publication, have announced their inaugural version dubbed TechCabal Battlefield.

Set to be held Wednesday 19th February 2014 at Terra Kulture, Victoria Island, Lagos as part of the activities of Social Media Week Lagos 2014, TechCabal Battlefield will see promising startups compete with each other to finals then pitch before a panel of judges, press, investors and the general public. The winning startup will walk home with 10,000 while the runner’s up will get other prizes and guaranteed media coverage.
150153_188414254638921_1126939424_nIn a statement to the media, Bankole Oluwafemi, Editor TechCabal.com said, “We’ve spent about a year covering startups in Nigeria and want to help discover the next big startup. To this end, we’ve partnered with Social Media Week Lagos, Stanbic IBTC, Jobberman, VC4Africa, Memeburn and and others to bring the first of this kind of event to Nigeria.”
“The Battlefield is another TechCabal contribution to the African startup ecosystem,” he added.
For a startup to join the competition, it shouldn’t have raised over $200,000 in funding and shouldn’t be more that 2 years in existence. Oluwafemi and the partners believe that the competition is a unique opportunity for investors to discover the next generation of startups – a great business opportunity to get in on attractive deals early.

UPDATE: This post has been updated to show that TechCabal Battlefield is interested in startups that have raised no more than $200,000. Thus startups are eligible if they have not raised any funding, or have raised funding, but not up to $200,000.